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Category: Insurance Fraud

San Mateo County Financial Elder Abuse Attorney: Problems With Indexed Universal Life Policies

ATTORNEY NEWSLETTER Complex Policies Not Easily Understood Return Calculations Complicated  Surrender Penalties, Increased Premiums, And Policy Lapses Evans Law Firm, Inc. generally cautions against indexed universal life insurance (IULs) for senior consumers because IULs are expensive, complicated, and tie up invested money for long periods of time.  One observer put […]

Feb 3, 2022 - Annuities by |

San Francisco Financial Elder Abuse And Annuity Attorney: How Insurance Agents And Advisors Commit Annuity Fraud On Seniors

ATTORNEY NEWSLETTER Aggressive Sales Tactics Inadequate Supervision And Omissions Of Important Information Misleading Sales Materials Annuity fraud takes place when seniors are sold annuity products they do not want or need. Insurance agents push these products because the sales generate substantial commissions and the carriers receive large premium payments. Evans […]

Los Angeles Financial Elder Abuse Attorney: Senior Consumer Problems With Indexed Universal Life Policies

ATTORNEY NEWSLETTER Avoid High-Pressure Tactics And Quick Decisions Downsides Of IULs For Seniors Rising Premiums And Policy Lapses Evans Law Firm, Inc. generally cautions against indexed universal life insurance (IULs) for senior consumers because IULs are expensive, complicated, and tie up invested money for long periods of time.  IULs, like […]

Jan 7, 2022 - Annuities by |

San Francisco Financial Elder Abuse And Annuity Attorney: Seniors And Deferred Annuities

ATTORNEY NEWSLETTER How Deferred Annuities Work Pitfalls For Seniors Questionable Sales Tactics Some insurance agents become quite aggressive when selling insurance products like certain forms of life insurance and deferred annuities. Sales of these policies generate substantial sales commissions and agents may not fully disclose all the facts about these […]

Dec 20, 2021 - Annuities by |

Sonoma County Financial Elder Abuse And Annuity Attorney: Unsuitable Annuities For Seniors

ATTORNEY NEWSLETTER Unsuitable Insurance For Seniors Questionable Sales Tactics Red Flags For Consumers Insurance companies may offer commissions as high as 10 percent to agents to sell products like long-term deferred annuities to senior citizens. In this environment, consumers should arm themselves with information to protect their interests. Evans Law Firm, […]

San Francisco Financial Elder Abuse Attorney: Disadvantages Of Universal Life Insurance For Seniors

ATTORNEY NEWSLETTER Understanding The Disadvantages Of Universal Life Insurance Six Issues To Consider Always Get A Second Opinion Evans Law Firm, Inc. generally cautions against universal life insurance and deferred annuities for senior consumers because these insurance products are expensive, complicated, and tie up invested money for long periods of […]

Dec 13, 2021 - Annuities by |

San Mateo County Financial Elder Abuse And Annuity Attorney: Questionable Sales Techniques Of Unsuitable Annuities

ATTORNEY NEWSLETTER Prohibitions Against Sales Of Unsuitable Insurance Policies Unsuitable Sales To Seniors Is Financial Elder Abuse Red Flags In Sales Pitches Insurance agents who sell unsuitable insurance products, including indexed annuities, to seniors violate the California Insurance Code and Financial Industry Regulatory Authority (FINRA) regulations against the sale of […]

Dec 6, 2021 - Annuities by |

Santa Clara County Financial Elder Abuse And Annuity Attorney: Unsuitable Investments For Seniors

ATTORNEY NEWSLETTER Disadvantages Of Deferred Annuities Unsuitable Investments Reasons To Avoid Deferred Annuities Sales of unsuitable annuities, including indexed annuities, to seniors may constitute financial elder abuse and violate the California Insurance Code and Financial Industry Regulatory Authority (FINRA) regulations against the sale of unsuitable investments.  Cal. Welf. & Inst. […]

Nov 23, 2021 - Annuities by |

California and Napa County Annuity Fraud and Financial Elder Abuse Attorney: Deceptive Sales Practices And Disadvantages of Annuities For Seniors

ATTORNEY NEWSLETTER Deceptive Sales Practices Fees And Surrender Charges Understand How Returns Are Calculated Annuity sales to senior citizens have increased in recent years, but so has a sense of confusion among older consumers who are so often targeted by agents selling complex and expensive annuities. The confusion over these […]

Nov 20, 2021 - Annuities by |

San Francisco Financial Elder Abuse And Annuity Attorney: Annuity Fraud Against Seniors

ATTORNEY NEWSLETTER Unethical Agents And Aggressive Sales Tactics Deliberate Omissions Of Important Information False Promises And Misrepresentations Evans Law Firm, Inc. recommends against annuities for older consumers because they are expensive and complicated and because these contracts tie up a senior’s money for years. Deferred annuities impose significant surrender penalties […]

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