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Category: Index Universal Life

San Mateo County Financial Elder Abuse Attorney: Problems With Indexed Universal Life Policies

ATTORNEY NEWSLETTER Complex Policies Not Easily Understood Return Calculations Complicated  Surrender Penalties, Increased Premiums, And Policy Lapses Evans Law Firm, Inc. generally cautions against indexed universal life insurance (IULs) for senior consumers because IULs are expensive, complicated, and tie up invested money for long periods of time.  One observer put […]

Los Angeles Financial Elder Abuse Attorney: Senior Consumer Problems With Indexed Universal Life Policies

ATTORNEY NEWSLETTER Avoid High-Pressure Tactics And Quick Decisions Downsides Of IULs For Seniors Rising Premiums And Policy Lapses Evans Law Firm, Inc. generally cautions against indexed universal life insurance (IULs) for senior consumers because IULs are expensive, complicated, and tie up invested money for long periods of time.  IULs, like […]

San Francisco Financial Elder Abuse Attorney: Problems With Indexed Universal Life Policies For Senior Consumers

ATTORNEY NEWSLETTER Questionable Tactics In Selling Indexed Universal Life Insurance Complicated Equations For Calculating Returns Fees Can Drain Policy Insurance companies and agents make billions of indexed universal life insurance (IUL) policy sales every year.  Often those policies are sold to persons over age 60.  Evans Law Firm, Inc. generally […]

San Francisco Financial Elder Abuse Attorney: Disadvantages Of Universal Life Insurance For Seniors

ATTORNEY NEWSLETTER Understanding The Disadvantages Of Universal Life Insurance Six Issues To Consider Always Get A Second Opinion Evans Law Firm, Inc. generally cautions against universal life insurance and deferred annuities for senior consumers because these insurance products are expensive, complicated, and tie up invested money for long periods of […]

San Mateo County Financial Elder Abuse Attorney: Rising Premiums And Other Disadvantages For Senior Consumers With Indexed Universal Life Insurance

ATTORNEY NEWSLETTER Rising Premiums On Universal Life Policies Impact Seniors Potentially Misleading Policy Illustrations Low Rates Of Return Evans Law Firm, Inc. recommends against indexed universal life insurance and deferred annuities for senior consumers because both insurance products are expensive, complicated, and tie up invested money for long periods of […]

Los Angeles Financial Elder Abuse Attorney: Important Consumer Warnings About Universal Life

ATTORNEY NEWSLETTER State Agency Warnings About Rising Premiums Risk Of Policy Lapses Low Rates Of Return Evans Law Firm, Inc. recommends against indexed universal life insurance and deferred annuities for senior consumers because both insurance products are expensive, complicated, and tie up invested money for long periods of time.  Typically, […]

Santa Clara County Financial Elder Abuse Attorney: Disadvantages Of Universal Life Insurance For Senior Consumers

ATTORNEY NEWSLETTER Rising Premiums And Low Returns Of Universal Life Insurance Potentially Misleading Policy Illustrations Limitations On Growth Insurance agents often sell Indexed Universal Life Insurance as a tax-deferred estate planning investment, using the same sales pitch agents often use for deferred annuities. We recommend against indexed universal life insurance […]

California And San Francisco Financial Elder Abuse Attorney: What Seniors Should Know About Universal Life Insurance Policies

ATTORNEY NEWSLETTER Understand The Costs And Complexity Of Universal Life Insurance Premium Payments Continue Until Death Investment Risks And Caps On Growth Indexed Universal Life Insurance is a complicated life insurance product often sold by insurance agents as a retirement savings or estate planning investment. Agents sell universal life policies […]

Orange County and Los Angeles Life Insurance Attorney: Pacific Life Insurance Company Indexed Universal Life Insurance Policies

ATTORNEY NEWSLETTER Understanding Indexed Universal Life Insurance Policies (IULs) IULs Issued By Pacific Life Insurance Company IULs Many insurance agents sell Indexed Universal Life Insurance as retirement savings vehicles for the future in addition to coverage at death. IULs, like deferred annuities, can be costly and complicated. A number of […]

Feb 2, 2021 - Evans Law Firm by |

San Francisco and California Life Insurance Attorney: Indexed Universal Life Insurance Policies Issued By Pacific Life Insurance Company

ATTORNEY NEWSLETTER Indexed Universal Life Insurance (IULs) Pacific Life Insurance Company IULs Indexed universal life insurance (IULs) are often sold by agents as savings vehicles for the future. These policies can be costly and complicated. A number of carriers offer IULs.  Pacific Life Insurance Company (usually referred to just as […]

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