Category: Index Universal Life

San Francisco and California Life Insurance and Annuities Attorney: Pacific Life: Indexed Universal Life Insurance Policies

ATTORNEY NEWSLETTER Universal Life Insurance Pacific Life Policies Insurance agents and financial advisors often suggest California consumers purchase universal life insurance as a savings vehicle for the future, especially indexed universal life insurance (IULs). Our lawyers recommend against these costly, complicated policies, and advise you to be prepared when an […]

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Aug 24, 2019 - Annuities by |

San Francisco and California Life Insurance and Annuities Attorney: Voya Annuities and Indexed Universal Life Insurance

ATTORNEY NEWSLETTER Voya Annuity and Universal Life Insurance Products The life insurance and annuity attorneys at Evans Law Firm, Inc. represent California consumers, especially seniors, who have suffered losses on all types of life insurance and annuity contracts, including variable and fixed annuities, indexed annuities, and equity indexed universal life […]

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Apr 16, 2019 - Annuities by |

Alameda County and California Annuity and Financial Elder Abuse Attorneys: What You Need to Know About Annuity, Whole Life Insurance, and Equity-Indexed Life Insurance Risks

ATTORNEY NEWSLETTER Beware Annuities, Whole Life Insurance and Equity-Indexed Universal Life Insurance Drawbacks and Downsides Unsuitable for Seniors Sales of annuities and whole life insurance and universal life insurance are trending up in 2019. That’s bad news. In uncertain times, insurance agents and financial advisors push annuities and life insurance […]

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San Francisco and California Life Insurance, Annuity and Financial Elder Abuse Attorneys: What You Need to Know About Equity Indexed Universal Life Insurance

ATTORNEY NEWSLETTER Understanding Risks and Downsides Insurance carriers and agents and financial advisors push life insurance in any form: term life insurance, whole life insurance, and universal life insurance. Whole life insurance and universal life insurance pay higher commissions than term life insurance (the premiums are higher too) so pay […]

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Apr 1, 2019 - Annuities by |

Alameda County and California Financial Elder Abuse Attorneys: Financial Elder Abuse By Insurance Agents

ATTORNEY NEWSLETTER How Insurance Agents Financially Exploit Seniors Unscrupulous insurance agents can really wreak havoc on a senior’s finances. Agents prey on seniors’ anxiety over income security in a drive to sell commission-generating annuities and life insurance, including whole life, universal and equity-indexed policies.  In that drive for commissions, agents […]

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Feb 15, 2019 - Annuities by |

Marin County and California Life Insurance Attorney: Universal Life Insurance Risks

ATTORNEY NEWSLETTER Policyholder Risks on Universal Life Insurance Hitting Seniors Hardest A hidden risk that premiums can skyrocket lies in universal life insurance. Unlike term and whole life insurance, universal life policies allow flexible premium payments but those payments can increase dramatically over time leaving consumers with the poor choice […]

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Jan 25, 2019 - Annuities Fraud by |

Marin County and California Financial Elder Abuse Attorneys: Financial Elder Abuse By Insurance Agents

ATTORNEY NEWSLETTER How Insurance Agents Can Financially Exploit Seniors Unscrupulous insurance agents can really wreak havoc on a senior’s finances. Agent misconduct ranges from outright theft to more subtle forms of exploitation such as selling unsuitable life insurance and annuity policies or churning a senior’s existing policies into new ones […]

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Dec 22, 2018 - Evans Law Firm by |

Marin County and California Life Insurance and Elder Abuse Attorney: Whole Life Insurance Issued By Genworth Life and Annuity Insurance Company

ATTORNEY NEWSLETTER Genworth Life and Annuity Insurance Company Whole Life Insurance Required Disclosures to Senior Policyholders If you are over age 60, live in Marin County or elsewhere in California, and have cancelled (or surrendered) a whole or universal life insurance policy issued by Genworth Life and Annuity Insurance Company […]

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California Life Insurance and Elder Abuse Attorney: Whole Life Insurance Issued By Genworth Life and Annuity Insurance Company

ATTORNEY NEWSLETTER Genworth Life and Annuity Insurance Company Whole Life Insurance If you are over age 60, live in California, and have cancelled (or surrendered) a whole or universal life insurance policy issued by Genworth Life and Annuity Insurance Company where you lost or may have lost money, contact the […]

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