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Category: Index Universal Life

Los Angeles Financial Elder Abuse Attorney: Important Consumer Warnings About Universal Life

ATTORNEY NEWSLETTER State Agency Warnings About Rising Premiums Risk Of Policy Lapses Low Rates Of Return Evans Law Firm, Inc. recommends against indexed universal life insurance and deferred annuities for senior consumers because both insurance products are expensive, complicated, and tie up invested money for long periods of time.  Typically, […]

Santa Clara County Financial Elder Abuse Attorney: Disadvantages Of Universal Life Insurance For Senior Consumers

ATTORNEY NEWSLETTER Rising Premiums And Low Returns Of Universal Life Insurance Potentially Misleading Policy Illustrations Limitations On Growth Insurance agents often sell Indexed Universal Life Insurance as a tax-deferred estate planning investment, using the same sales pitch agents often use for deferred annuities. We recommend against indexed universal life insurance […]

California And San Francisco Financial Elder Abuse Attorney: What Seniors Should Know About Universal Life Insurance Policies

ATTORNEY NEWSLETTER Understand The Costs And Complexity Of Universal Life Insurance Premium Payments Continue Until Death Investment Risks And Caps On Growth Indexed Universal Life Insurance is a complicated life insurance product often sold by insurance agents as a retirement savings or estate planning investment. Agents sell universal life policies […]

Orange County and Los Angeles Life Insurance Attorney: Pacific Life Insurance Company Indexed Universal Life Insurance Policies

ATTORNEY NEWSLETTER Understanding Indexed Universal Life Insurance Policies (IULs) IULs Issued By Pacific Life Insurance Company IULs Many insurance agents sell Indexed Universal Life Insurance as retirement savings vehicles for the future in addition to coverage at death. IULs, like deferred annuities, can be costly and complicated. A number of […]

Feb 2, 2021 - Evans Law Firm by |

San Francisco and California Life Insurance Attorney: Indexed Universal Life Insurance Policies Issued By Pacific Life Insurance Company

ATTORNEY NEWSLETTER Indexed Universal Life Insurance (IULs) Pacific Life Insurance Company IULs Indexed universal life insurance (IULs) are often sold by agents as savings vehicles for the future. These policies can be costly and complicated. A number of carriers offer IULs.  Pacific Life Insurance Company (usually referred to just as […]

San Francisco and California Life Insurance and Financial Elder Abuse Attorneys: Life Insurance 101 For Seniors: Different Kinds of Life Policies and How They Work

ATTORNEY NEWSLETTER Types of Life Insurance The Differences Between Term, Whole Life, and Universal Life Insurance Particular Questions for Seniors Life insurance agents sell life insurance in three forms: term, whole, and universal policies.  Agents primarily approach seniors with whole or universal life insurance options.  The premiums on those policies […]

San Francisco and California Life Insurance and Financial Elder Abuse Attorney: Understanding Universal Life Insurance

ATTORNEY NEWSLETTER How Indexed Universal Life Insurance Works Don’t Be Pushed Into A Purchase Indexed Universal Life Insurance is a complicated life insurance product often sold by insurance agents as a retirement savings or estate planning investment, Do not allow an agent to force-feed you an insurance product which you […]

Apr 17, 2020 - Evans Law Firm by |

California Annuity And Life Insurance Attorney: Voya Indexed Universal Life Insurance

ATTORNEY NEWSLETTER Voya Indexed Universal Life Insurance Products Voya’s Index Credit Accumulation Riders (ICAR) Evans Law Firm, Inc. represents clients who have suffered losses on annuities and certain types of life insurance, including equity indexed universal life insurance. Voya Financial, Inc., a financial conglomerate that targets retirement investments, issued indexed […]

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