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Category: Index Universal Life

California Life Insurance Attorneys: Downsides of Indexed Universal Life Insurance

ATTORNEY NEWSLETTER Indexed Universal Life Policy Disadvantages Escalating Premiums Complexity And Surrender Penalties Evans Law Firm, Inc. generally cautions against indexed universal life insurance and deferred annuities for senior consumers because these insurance products are expensive, complicated, and tie up invested money for long periods of time.  Deferred annuities are […]

Apr 2, 2024 - Annuities by |

California Life Insurance and Annuities Attorney: Security Benefit Life Insurance Company and Guggenheim Partners

ATTORNEY NEWSLETTER Security Benefit Life Insurance Company Total Value Annuities (TVAs) The life insurance and annuity attorneys at Evans Law Firm, Inc. represent California clients who have suffered losses on all types of life insurance and annuity contracts, including indexed annuities and equity indexed universal life insurance. Indexed annuities are […]

Los Angeles Financial Elder Abuse Attorney: Why Indexed Universal Life Insurance Is A Poor Choice For Seniors

ATTORNEY NEWSLETTER <br> <h1> Disadvantages Of Indexed Universal Life Insurance</h1> <h2>How Seniors Can Be Harmed< h2> <h3>Don’t Be Rushed And Always Get A Second Opinion<h3> <br> Evans Law Firm, Inc. generally cautions against indexed universal life insurance and deferred annuities for senior consumers because these insurance products are expensive, complicated, […]

Sep 21, 2022 - Annuities by |

San Francisco Financial Elder Abuse Attorney: Disadvantages For Older Consumers With Indexed Universal Life Policies

ATTORNEY NEWSLETTER Undisclosed Risks Indexed Universal Life Insurance Is “Massively Complex”  Fees Can Drain The Policy Indexed universal life insurance (IULs), like certain types of deferred annuities, generate significant sales commissions for the agents who sell them.  For that reason, some agents, eager to make a sale, may pressure consumers […]

San Francisco Financial Elder Abuse Attorney: Senior Consumer Problems With Indexed Universal Life Policies

ATTORNEY NEWSLETTER Disadvantages of Indexed Universal Life Insurance For Seniors Increasing Premiums And Policy Lapses  Surrender Charges  Evans Law Firm, Inc. generally cautions against certain forms of indexed universal life insurance (IULs) for senior consumers because IULs are expensive, complicated, and tie up invested money for long periods of time. […]

San Mateo County Financial Elder Abuse Attorney: Problems With Indexed Universal Life Policies

ATTORNEY NEWSLETTER Complex Policies Not Easily Understood Return Calculations Complicated  Surrender Penalties, Increased Premiums, And Policy Lapses Evans Law Firm, Inc. generally cautions against indexed universal life insurance (IULs) for senior consumers because IULs are expensive, complicated, and tie up invested money for long periods of time.  One observer put […]

Los Angeles Financial Elder Abuse Attorney: Senior Consumer Problems With Indexed Universal Life Policies

ATTORNEY NEWSLETTER Avoid High-Pressure Tactics And Quick Decisions Downsides Of IULs For Seniors Rising Premiums And Policy Lapses Evans Law Firm, Inc. generally cautions against indexed universal life insurance (IULs) for senior consumers because IULs are expensive, complicated, and tie up invested money for long periods of time.  IULs, like […]

San Francisco Financial Elder Abuse Attorney: Problems With Indexed Universal Life Policies For Senior Consumers

ATTORNEY NEWSLETTER Questionable Tactics In Selling Indexed Universal Life Insurance Complicated Equations For Calculating Returns Fees Can Drain Policy Insurance companies and agents make billions of indexed universal life insurance (IUL) policy sales every year.  Often those policies are sold to persons over age 60.  Evans Law Firm, Inc. generally […]

San Francisco Financial Elder Abuse Attorney: Disadvantages Of Universal Life Insurance For Seniors

ATTORNEY NEWSLETTER Understanding The Disadvantages Of Universal Life Insurance Six Issues To Consider Always Get A Second Opinion Evans Law Firm, Inc. generally cautions against universal life insurance and deferred annuities for senior consumers because these insurance products are expensive, complicated, and tie up invested money for long periods of […]

San Mateo County Financial Elder Abuse Attorney: Rising Premiums And Other Disadvantages For Senior Consumers With Indexed Universal Life Insurance

ATTORNEY NEWSLETTER Rising Premiums On Universal Life Policies Impact Seniors Potentially Misleading Policy Illustrations Low Rates Of Return Evans Law Firm, Inc. recommends against indexed universal life insurance and deferred annuities for senior consumers because both insurance products are expensive, complicated, and tie up invested money for long periods of […]

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