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Category: Universal Life Policy

Alameda County and California Life Insurance Attorney: Universal Life Insurance Risks

ATTORNEY NEWSLETTER Policyholders Risks on Universal Life Insurance A hidden risk that premiums can skyrocket lies in universal life insurance. Unlike term and whole life insurance, universal life policies allow flexible premium payments but those payments can skyrocket over time leaving consumers with the poor choice of paying a much […]

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Dec 26, 2017 - Annuities by |

San Francisco County and California Securities Fraud and Financial Elder Abuse Attorneys: Holding Agents to Higher Standard

ATTORNEY NEWSLETTER What Duty Does An Agent or Advisor Owe You? The “Best Interest” Standard We at Evans Law Firm litigate the question of an insurance agent’s duty to consumers, especially when it comes to whole, universal and indexed universal life insurance and/or annuities. As life insurance and annuity lawyers, […]

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Aug 18, 2015 - Annuities by |

Transamerica Life Insurance Company Raises Cost of Insurance Charges on Universal Life Insurance Products

ATTORNEY NEWSLETTER Consumers should be aware that insurance companies can raise the Cost of Insurance (COI) rates on non-guaranteed life insurance products, resulting in higher monthly policy charges. When there is a change in expectations as to future experience, insurance companies can increase the current COI rates to no greater […]

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Apr 21, 2015 - Annuities Fraud by |

California Life Insurance and Annuity Fraud Attorneys Warn That Indexed Universal Life Insurance Policy Illustrations Can Create Unrealistic Expectations of Policy Performance

ATTORNEY NEWSLETTER California life insurance and annuity fraud attorneys warn consumers that insurance policy illustrations may be misleading and create heightened expectations for unrealistic results. Illustrations can be a useful way to demonstrate and understand how a policy, such as an indexed universal life policy (IUL), may work. However, they […]

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