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ATTORNEY NEWSLETTER Expensive, Long-Term Insurance Policies Difficult To Exit Commissions, Annual Fees And Low Returns Deferred annuities are contracts where the policy holder makes an upfront premium payment in exchange for an income stream in years to come.  The concept sounds simple enough but in fact deferred annuities, like fixed […]

ATTORNEY NEWSLETTER Camera Footage Captures Alleged Assault Assault And Torture Charges 93-Year-Old Victim Stories of intentional abuse or wanton neglect/abandonment of seniors in assisted care facilities or nursing homes are difficult to read but abuse is a real threat, particularly for those seniors suffering from dementia.  Evans Law Firm, Inc. […]

ATTORNEY NEWSLETTER Case Example Forged Checks Alleged Preventing Financial Elder Abuse Financial elder abuse is a tragic and enormous problem in this country.  Older persons lose more than $3 billion annually as a result of financial elder abuse, according to FBI and National Institute of Justice statistics. The true figure […]

ATTORNEY NEWSLETTER Four-Year Old $236 Million Settlement Two Private Citizens Blew Whistle On Fraud Appeals Court Holds Whistleblowers Entitled To Reward Private citizens help the government recover billions of dollars every year in cases of fraud against the government.  The cases are brought in federal courts throughout the country under […]

ATTORNEY NEWSLETTER California Statutory Definition The California Elder Abuse and Dependent Adult Civil Protection Act defines financial abuse of elder or dependent adults as follows: (a) “Financial abuse” of an elder or dependent adult occurs when a person or entity does any of the following: (1) Takes, secretes, appropriates, obtains, or retains […]

ATTORNEY NEWSLETTER Death From Untreated Injuries And Infection Allegations Of Criminal Neglect Sepsis and Gangrene Developed From Untreated Injuries Hospice patients, like skilled nursing facility patients, are at risk of neglect and abuse.  Neglect and abuse may in some cases be attributable to understaffing or unqualified care providers.  In some […]

ATTORNEY NEWSLETTER Nationwide Life and Annuity Insurance Company Annuities Nationwide’s New Heights© Products J.P. Morgan MOZAIC I and MOZAIC II Investment Strategies Nationwide Life and Annuity Insurance Company, part of the Nationwide Mutual Insurance Group, issues various types of deferred annuities here in San Diego and throughout the State of […]

ATTORNEY NEWSLETTER Penalties When You Need Your Money Back Complex Policies And Costly Riders Investment Risk Like many financial products and certain forms of life insurance, deferred annuities are complex and come in multiple forms and hybrid combination of forms (like fixed indexed annuities). The basic premise of deferred annuities […]

ATTORNEY NEWSLETTER Powers Of Attorney Are Powerful Legal Instruments Potential For Abuse Always Exists Examples Of Power Of Attorney Misuse Powers of Attorney (POAs) are important and powerful legal documents that grant the agent appointed under the POA full legal authority to act for the principal who executes the POA.  […]

ATTORNEY NEWSLETTER Misuse Of Powers Of Attorney Case Studies of POA Abuse State And Federal Laws On POA Misuse Financial powers of attorney (POAs) grant full authority over a person’s financial affairs, and medical powers of attorney, known in California as an Advance Health Care Directives (AHCDs), grant authority over […]