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ATTORNEY NEWSLETTER California Statutory Definition The California Elder Abuse and Dependent Adult Civil Protection Act defines financial abuse of elder or dependent adults as follows: (a) “Financial abuse” of an elder or dependent adult occurs when a person or entity does any of the following: (1) Takes, secretes, appropriates, obtains, or retains […]

ATTORNEY NEWSLETTER Death From Untreated Injuries And Infection Allegations Of Criminal Neglect Sepsis and Gangrene Developed From Untreated Injuries Hospice patients, like skilled nursing facility patients, are at risk of neglect and abuse.  Neglect and abuse may in some cases be attributable to understaffing or unqualified care providers.  In some […]

ATTORNEY NEWSLETTER Nationwide Life and Annuity Insurance Company Annuities Nationwide’s New Heights© Products J.P. Morgan MOZAIC I and MOZAIC II Investment Strategies Nationwide Life and Annuity Insurance Company, part of the Nationwide Mutual Insurance Group, issues various types of deferred annuities here in San Diego and throughout the State of […]

ATTORNEY NEWSLETTER Penalties When You Need Your Money Back Complex Policies And Costly Riders Investment Risk Like many financial products and certain forms of life insurance, deferred annuities are complex and come in multiple forms and hybrid combination of forms (like fixed indexed annuities). The basic premise of deferred annuities […]

ATTORNEY NEWSLETTER Powers Of Attorney Are Powerful Legal Instruments Potential For Abuse Always Exists Examples Of Power Of Attorney Misuse Powers of Attorney (POAs) are important and powerful legal documents that grant the agent appointed under the POA full legal authority to act for the principal who executes the POA.  […]

ATTORNEY NEWSLETTER Misuse Of Powers Of Attorney Case Studies of POA Abuse State And Federal Laws On POA Misuse Financial powers of attorney (POAs) grant full authority over a person’s financial affairs, and medical powers of attorney, known in California as an Advance Health Care Directives (AHCDs), grant authority over […]

ATTORNEY NEWSLETTER Caregiver Allegedly Steals From Two Separate Patients Felony Credit Card Theft And Financial Elder Abuse Charges Caregiver Awaiting Trial Any time a caregiver or other stranger enters a senior’s home there is a risk of financial elder abuse and theft.  Anytime.  The financial abuse can be the quick […]

ATTORNEY NEWSLETTER Safely Reunite With Older Loves Ones This Holiday Tips For Entertaining Seniors Begin Or Resume An Active Role In Senior Lives Happy Fourth of July 2022!  We at Evans Law Firm, Inc. urge you to connect safely with the older loved ones, friends, and neighbors, whom you may […]

ATTORNEY NEWSLETTER Agents Target Seniors With Retirement Planning Seminars The Goal Is To Sell Annuities Resist The Hype And Understand The Disadvantages Events like “retirement planning seminars” or “retirement consultations” typically devolve into annuity sales pitches by the hosting insurance agent.  Whenever an agent approaches you to consider a deferred […]

ATTORNEY NEWSLETTER Lincoln National OptiBlend® 10 Fixed Indexed Annuities The Lincoln National Life Insurance Company, part of the Lincoln Financial Group, issues fixed indexed annuities in California under the trade name Lincoln National OptiBlend® 10 Fixed Indexed Annuities.  These contracts, like all deferred annuities, include complex rules regarding returns and […]