ATTORNEY NEWSLETTER What is financial elder abuse in California?   California broadly defines what constitutes financial elder or dependent adult abuse: (a) “Financial abuse” of an elder or dependent adult occurs when a person or entity does any of the following: (1) Takes, secretes, appropriates, obtains, or retains real or personal property […]

ATTORNEY NEWSLETTER What is elopement? Elopement is a very dangerous, and sadly common, behavior pattern of Alzheimer sufferers and persons with other forms of dementia to wander away from their homes or facilities where they are living, whether a skilled nursing facility (SNF), residential care facility for the elderly (RCRE) […]

ATTORNEY NEWSLETTER Risk Of Abuse In Nursing Homes And Other Care Facilities Recent Case Examples Remedies For Injured Victims And Families Stories of intentional abuse or wanton neglect/abandonment of seniors in assisted care facilities or nursing homes are difficult to read but abuse is a real threat, particularly for those […]

ATTORNEY NEWSLETTER What does the law mean by “capacity? A person’s ability to sign a legal document is known in the law as a person’s “capacity” to do it.  Capacity questions can arise for any person, but they most often arise in the context of a senior signing legal instruments […]

ATTORNEY NEWSLETTER Reach Out To Senior Loved Ones and Friends This Fourth Of July Maintain An Active Role In Older Loves Ones’ Lives Happy Fourth of July 2026!  We at Evans Law Firm wish you a happy and safe Fourth of July.  We hope you spend time with loved ones […]

ATTORNEY NEWSLETTER What’s the problem with a free steak dinner or lunch? Insurance carriers, marketing groups and agents are creative in the ways they sell life insurance and annuity products to senior citizens.  One recurring example is the free lunch or free staeak dinner invite.  A free meal is always […]

ATTORNEY NEWSLETTER What are financial powers of attorney? Financial powers of attorney (POAs) are legal instruments which grant full authority over a person’s (the “principal’s”) financial affairs. The form for financial POA is found in California statutes. See Cal. Prob. Code §§ 4401 et seq. (statutory form for financial POA). […]

ATTORNEY NEWSLETTER What are financial powers of attorney? Financial powers of attorney (POAs) are legal instruments which grant full authority over a person’s (the “principal’s”) financial affairs. The form for financial POA is found in California statutes. See Cal. Prob. Code §§ 4401 et seq. (statutory form for financial POA). […]

ATTORNEY NEWSLETTER Are there annual fees insurers charge in life insurance policies? Yes.  Most insurance carriers charge certain fees and expenses in each year of an indexed universal life insurance policy.  Sometimes these fees are referred to as cost of insurance (“COI”) or mortality rates or similar names.  COI rates […]

ATTORNEY NEWSLETTER What are deferred annuities? Deferred annuities are contracts where the policy holder makes an upfront premium payment in exchange for an income stream in years to come. The concept sounds simple enough but in fact deferred annuities, like fixed indexed annuities, are extremely complicated insurance contracts sometimes running […]