ATTORNEY NEWSLETTER What is caregiver fraud? Caregiver fraud is a recurring form of financial elder abuse perpetrated on seniors by dishonest in-home caregivers or caregivers working in assisted care and skilled nursing facilities.  The fraud tends to start out relatively small – theft of a small amount of cash or […]

ATTORNEY NEWSLETTER What is a deferred annuity? Deferred annuities are life insurance contracts where the policy holder makes an upfront premium payment in exchange for an income stream in years to come.  The concept sounds simple enough but in fact deferred annuities, like fixed indexed annuities, are extremely complicated life […]

ATTORNEY NEWSLETTER What is financial elder abuse? California broadly defines what constitutes financial elder abuse: (a) “Financial abuse” of an elder or dependent adult occurs when a person or entity does any of the following: (1) Takes, secretes, appropriates, obtains, or retains real or personal property of an elder or dependent adult […]

ATTORNEY NEWSLETTER Why are powers of attorney important to have? Estate planning in all its varieties comes down to protecting you, your spouse, and your children and grandchildren after you die but also as you age.  A Power of Attorney can protect you while you’re alive but no longer able […]

ATTORNEY NEWSLETTER What is financial elder abuse? California broadly defines what constitutes financial elder abuse: (a) “Financial abuse” of an elder or dependent adult occurs when a person or entity does any of the following: (1) Takes, secretes, appropriates, obtains, or retains real or personal property of an elder or dependent adult […]

ATTORNEY NEWSLETTER What are Riders To Annuity Contracts? Riders are attachments to deferred annuities sold by life insurance agents or retirement planners or other advisors as enhanced benefits to any proposed annuity policy. Riders come with an additional fee added to your base premium.  Available riders include income riders, long-term […]

ATTORNEY NEWSLETTER What is financial elder abuse in California?   California broadly defines what constitutes financial elder or dependent adult abuse: (a) “Financial abuse” of an elder or dependent adult occurs when a person or entity does any of the following: (1) Takes, secretes, appropriates, obtains, or retains real or personal property […]

ATTORNEY NEWSLETTER What is elopement? Elopement is a very dangerous, and sadly common, behavior pattern of Alzheimer sufferers and persons with other forms of dementia to wander away from their homes or facilities where they are living, whether a skilled nursing facility (SNF), residential care facility for the elderly (RCRE) […]

ATTORNEY NEWSLETTER Risk Of Abuse In Nursing Homes And Other Care Facilities Recent Case Examples Remedies For Injured Victims And Families Stories of intentional abuse or wanton neglect/abandonment of seniors in assisted care facilities or nursing homes are difficult to read but abuse is a real threat, particularly for those […]

ATTORNEY NEWSLETTER What does the law mean by “capacity? A person’s ability to sign a legal document is known in the law as a person’s “capacity” to do it.  Capacity questions can arise for any person, but they most often arise in the context of a senior signing legal instruments […]