Monthly Archives: March 2017

Seniors Scammed By Annuities Annuity Fraud As seniors in our communities of Santa Clara and elsewhere age, we find that their abilities to sniff out scam artists and their tactics becomes more difficult. This is particularly true when it comes to the purchase of annuities. We have found that sometimes […]

IRS Rewards Whistleblowers IRS Pays Whistleblowers to Turn in Tax Cheats Since the passage of the Tax Relief and Health Care Act of 2006, the Internal Revenue Service (IRS) has rewarded thousands of Americans for original information on tax cheats. In its first decade, the whistleblower program helped the IRS […]

The Financial Elder Abuse Epidemic Financial Elder Abuse Sadly, financial elder abuse is only spreading and infecting individuals at terrifying rates, throughout San Francisco County and beyond. A recent study shows that somewhere around 3.2 million Americans were victims of financial elder abuse last year alone, with the average victim […]

Premiums Skyrocket… And You’re At A Disadvantage Long Term Care Insurance Long term care insurance premiums are skyrocketing, and therefore, it may not be the best choice. If you have had a recent premium payment increase and want us to review your policy at no cost, please give us a […]

Are Indexed Universal Life Policies Investments? Life Insurance and Retirement Savings Since they were created in the 1980’s, indexed universal life policies (IULs) have been the wunderkind of the life insurance industry. Agents tout them as great investments for the future; detractors see them as pitfalls for the unwary. Late […]

Sleep Clinic Whistleblower Reaps Big Award Medicare Pays Whistleblower Over $500K A former technician at a Bay Area sleep clinic recently received a large award from Medicare for information that her prior employer broke the law. Specifically, the whistleblower’s information to Medicare and the US Department of Justice (DOJ) revealed […]

Prudential Annuities: The Bad, The Bad, And The Bad Annuities Let’s face it: annuities are really insurance contracts masquerading as investments. So often, individuals regret buying annuities once they have. Why do they continue to be popular in the face of widespread disappointment in results? Partly because insurance companies and […]

The Problems Associated With Indexed Universal Life Insurance (IUL) Indexed Universal Life Insurance (IUL) As individuals age, their mind often wanders to how they will pay the bills after they retire. An option often presented to them by or insurance agents or companies is an indexed universal life insurance policy, […]

This Or That: Medicare Just Helped Everyone Compare Nursing Homes Nursing Home Compare Nursing home selection is a problem in our country, state, and even our own San Mateo County, and this should come as almost no surprise. We recently discovered a tool that can help individuals choose more wisely […]

IRS Whistleblowing Cheating On Taxes Taxes are a chore to most, but to others, it seems like they may be an art, and art of fraud, that is. Records show that more and more companies and individuals are attempting to cheat on tax returns and submitting millions of dollars’ worth […]