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Category: Annuities Fraud

Nov 29, 2017 - Annuities by |

Santa Clara County and California Financial Elder Abuse and Annuity Attorneys: FINRA Enforcement

ATTORNEY NEWSLETTER FINRA Cracking Down on Faulty Annuity Replacements Cracking Down on Exploitation The Financial Industry Regulatory Authority (FINRA) is looking closely at brokers who churn their clients’ variable annuities. Recently, FINRA announced disciplinary measures against two brokers who churned client annuities.  The churns (or replacements) resulted in heavy surrender […]

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Nov 27, 2017 - Annuities by |

San Mateo County and California Life Annuities Attorney: RiverSource Annuities

ATTORNEY NEWSLETTER RiverSource Life Insurance Company Deferred Annuities The annuity attorneys at Evans Law Firm Inc. represent clients who have suffered losses on all types of annuity contracts, including fixed, indexed, and variable deferred annuities. These contracts charge sales commissions, rider fees and other benefit charges, and penalties on full […]

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Nov 27, 2017 - Annuities by |

Alameda County and California Financial Elder Abuse and Annuity Attorneys: Hybrid Annuities

ATTORNEY NEWSLETTER Complaints Over Hybrid Annuities What Are Hybrid Annuities? Hybrid annuities, often called buffer variable annuities or structured variable annuities, are complicated combinations of fixed and variable deferred annuities. Equity-indexed or Fixed-indexed annuities are also hybrid annuities.  Agents and issuers sell hybrids as “buffers” against market downturns with higher caps […]

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Oct 20, 2017 - Annuities by |

Alameda County Financial Elder Abuse and Annuity Attorneys: FINRA Enforcement

ATTORNEY NEWSLETTER  FINRA Cracking Down on Faulty Annuity Replacements Cracking Down on Exploitation The Financial Industry Regulatory Authority (FINRA) is looking closely at brokers who churn their clients’ variable annuities. Recently, FINRA announced it disciplinary measures against two brokers who churned client annuities.  The churns (ore replacements) resulted in heavy […]

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Oct 16, 2017 - Annuities by |

California and San Mateo County Annuity and Financial Elder Abuse Attorneys: Understanding Annuities

ATTORNEY NEWSLETTER Understanding Annuities Tying Up Savings and Hidden Costs Annuities are insurance contracts sold to provide guaranteed income for life. Deferred annuities defer that income (and possibly taxes) until a future date. Insurance agents and advisors promote annuities as retirement savings vehicles. We at Evans Law Firm do not […]

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Oct 11, 2017 - Annuities Fraud by |

San Mateo County and California Annuity and Financial Elder Abuse Attorney: Income Riders in Annuities

ATTORNEY NEWSLETTER Understanding Income Riders What Are Income Riders? Deferred annuities are insurance policies where the policyholder pays a premium today to receive a series of payments back at some future date. Growth on the dollars paid, if any, is tax deferred.  Income riders are attachments to deferred annuities that […]

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