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Monthly Archives: October 2014

Oct 30, 2014 - Investment Fraud by |

Indexed Universal Life Sellers Promise Higher Gains Than Actually Expected

ATTORNEY NEWSLETTER In September, New York Financial Services began an investigation into the Indexed Universal Life sales practices under the belief that insurance companies selling indexed universal life policies have been providing buyers with misleading information. In selling Indexed Universal Life policies, insurance companies use “illustrations” that contain information about […]

Oct 29, 2014 - Assisted Living by |

Hiring a Caregiver

ATTORNEY NEWSLETTER If you or someone you know has reached a point where independent living is no longer feasible, you may need to start looking at alternative living options. If there is someone around to help the elder or senior at night, there are adult day care centers which provide […]

Abuse Tactics Used On Elderly Women

Abusers use a variety of methods to harm their victims, and abuse doesn’t just constitute sexual, physical, and/or emotional. Prevent and stop abuse from happening by learning to spot the different abuse tactics. A study conducted by The National Clearinghouse on Abuse in Later Life (NCALL) resulted in the following […]

Oct 23, 2014 - Banking Fraud by |

Financial Fraud Schemes Victimizing Elders and Senior Citizens

The Securities Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), and the North American Securities Administrators Association (NASAA) have identified several products and practices that make regular appearances in fraud schemes that target elders and senior citizens. Elders and senior citizens should read the following list and be careful to […]

Oct 21, 2014 - Annuities by |

Equity-Indexed Annuities

ATTORNEY NEWSLETTER Seniors who have or are thinking about purchasing an equity-indexed annuity (EIA) should be aware of the advantages and disadvantages that come with an equity-indexed annuity. Some sellers of annuities include Massachusetts Mutual Life Insurance Company, Principal Life Insurance Company, Jackson National Life, Pacific Life Insurance Company, Aviva […]

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