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Category: Deferred Annuities

Jul 9, 2018 - Annuities by |

Marin County and California Elder Abuse, Annuities and Securities Attorneys: Variable Annuities and Seniors

ATTORNEY NEWSLETTER A Closer Look At Variable Annuities and Seniors Variable annuities are complex annuity contracts with securities and insurance features. Returns on variable annuities fluctuate with the market making these complicated contracts especially dangerous for seniors. The complexity and confusion surrounding the terms of variable annuities can lead to […]

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Mar 27, 2018 - Annuities by |

San Francisco and California Life Annuities Attorney: RiverSource Annuities

ATTORNEY NEWSLETTER RiverSource Life Insurance Company Deferred Annuities The financial elder abuse and annuity attorneys at Evans Law Firm Inc. represent clients who have suffered losses on all types of annuity contracts, including fixed, indexed, and variable deferred annuities. These contracts charge sales commissions, rider fees and other benefit charges, […]

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Jan 8, 2018 - Annuities by |

Santa Clara County and California Securities and Financial Elder Abuse Attorney: Surrenders and L Share Variable Annuities

ATTORNEY NEWSLETTER FINRA Concerns With L Share Annuities L Share Variable Annuities are a type of variable annuity where the surrender charge period under the contract is shortened to three or four years, as opposed to seven to ten years under standard variable annuities. L Share annuities have higher administrative […]

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Nov 27, 2017 - Annuities by |

San Mateo County and California Life Annuities Attorney: RiverSource Annuities

ATTORNEY NEWSLETTER RiverSource Life Insurance Company Deferred Annuities The annuity attorneys at Evans Law Firm Inc. represent clients who have suffered losses on all types of annuity contracts, including fixed, indexed, and variable deferred annuities. These contracts charge sales commissions, rider fees and other benefit charges, and penalties on full […]

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Nov 27, 2017 - Annuities by |

Alameda County and California Financial Elder Abuse and Annuity Attorneys: Hybrid Annuities

ATTORNEY NEWSLETTER Complaints Over Hybrid Annuities What Are Hybrid Annuities? Hybrid annuities, often called buffer variable annuities or structured variable annuities, are complicated combinations of fixed and variable deferred annuities. Equity-indexed or Fixed-indexed annuities are also hybrid annuities.  Agents and issuers sell hybrids as “buffers” against market downturns with higher caps […]

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Nov 14, 2017 - Annuities by |

California FINRA and Securities Attorney: Variable Annuities

ATTORNEY NEWSLETTER  A Closer Look At Variable Annuities Variable annuities are hybrid investments with securities and insurance features. Unlike fixed annuities, returns on variable annuities fluctuate with the market. The Financial Industry Regulatory Authority (FINRA) and Securities and Exchange Commission (SEC) both regulate sales of variable annuities.  The complexity and […]

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