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Category: Deferred Annuities

Apr 8, 2020 - Annuities by |

San Francisco Annuity and Financial Elder Abuse Attorneys: Annuities Can Cause Estate Planning Problems

ATTORNEY NEWSLETTER Dangers of Annuities in Trusts Avoiding Taxable Events Our annuity and financial elder abuse attorneys recommend against annuities for seniors in particular, because commissions, fees and surrender penalties reduce returns and make it expensive to get your money out if you need it.  Our litigators also understand the […]

Mar 30, 2020 - Annuities by |

San Francisco and California Annuity and Financial Elder Abuse Attorneys: The Truth About Fixed Annuities

ATTORNEY NEWSLETTER Understanding How Fixed Annuities Work Insurance Policies Not Investments Fixed annuities are sold by agents as “safe” products with “guaranteed” returns. Don’t buy it, because that is not the entire story. Our lawyers recommend avoiding annuities of any kind, including fixed annuities, especially for seniors, because sales commissions […]

Feb 28, 2020 - Annuities by |

California Annuity and Financial Elder Abuse Attorneys: Avoid Annuities In Your Retirement Savings

ATTORNEY NEWSLETTER Resist The Annuities Sales Pitch Sales Commissions And Annual Fees Erode Returns Bonds And Other Fixed Income Investments Carry No Penalties The lawyers at Evans Law Firm, Inc. recommend against annuities especially for seniors, because commissions, fees and surrender penalties reduce returns and make it expensive to get […]

Feb 19, 2020 - Annuities by |

San Francisco and California Annuity and Financial Elder Abuse Attorneys: Disadvantages of Fixed Index Annuities

ATTORNEY NEWSLETTER Avoid The Hype on Fixed Index Annuities Insurance Not Investment Fixed index annuities (FIAs) are sold by agents as “safe” market return products. Don’t buy it. Our lawyers recommend avoiding annuities of any kind, including fixed index annuities, especially for seniors. Fixed index annuities, like all annuities, are […]

Feb 8, 2020 - Annuities by |

California Life Insurance Attorneys: Balanced Growth Indexed Universal Life Insurance From Minnesota Life Insurance Company/Securian Financial

ATTORNEY NEWSLETTER Minnesota Life Insurance Company, part of Securian Financial Group, issues indexed universal life insurance policies in California and throughout the United States under the trade name Balanced Growth Advantage© or Balanced Growth Accumulator©, and similar trade names. These contracts include complex rules regarding returns and investment strategies, fees […]

Feb 3, 2020 - Annuities by |

California and San Francisco Annuity Attorney: Misleading Promotions On Interest Rates

ATTORNEY NEWSLETTER Beware the Hype Consumer Risks, Especially For Seniors Unrealistic Expectations Based on years of litigation experience, our lawyers recommend consumers, especially senior consumers, avoid annuities or life insurance.  Insurance carriers, marketing groups and agents advertise tantalizing interest rates on annuities sometimes equaling 7%.  Sounds great in the low-interest […]

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