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Category: Deferred Annuity

May 6, 2022 - Annuities by |

Orange County Financial Elder Abuse And Annuity Attorney: Disadvantages Of Certain Forms Of Deferred Annuities

ATTORNEY NEWSLETTER Deferred Annuities Are Complicated, Long-Term Insurance Policies Commissions, Fees And Surrender Penalties Erode Returns Replacements And Exchanges Of Contracts Can Be Costly Evans Law Firm, Inc. generally recommends against certain types of deferred annuities for older consumers because these complex, expensive insurance policies may tie up a senior’s […]

Apr 26, 2022 - Annuities by |

Teacher Annuities

ATTORNEY NEWSLETTER Many California teachers invest in annuities to supplement their retirement income. Insurance agents often attempt to sell teachers annuities because insurance laws in California allow agents to solicit payroll deferrals directly from individual teachers. These payroll deferral arrangements are commonly called “403(b) plans.” Agents tend to promote annuities […]

Apr 23, 2022 - Annuities by |

Santa Cruz County Financial Elder Abuse And Annuity Attorney: What Seniors Should Watch For In Annuity Sales Pitches

ATTORNEY NEWSLETTER Deferred Annuities Are Complex Products What To Watch For Avoid Replacements And Exchanges Deferred annuities are complicated investments.  Some bear complex qualities of both life insurance and securities products; contracts run from 50 to 100 pages or more and are filled with technical language and actuarial tables. Insurance agents […]

Mar 5, 2022 - Annuities by |

Los Angeles Financial Elder Abuse And Annuity Attorney: Fees And Surrender Charges Under Deferred Annuities

ATTORNEY NEWSLETTER Understanding These Complicated, Long-Term Insurance Policies Commissions, Fees And Surrender Penalties Dangers In Replacements And Exchanges Of Contracts Evans Law Firm, Inc. recommends against annuities for older consumers because these complex, expensive forms of insurance tie up a senior’s money for years and impose significant penalties if you […]

Feb 25, 2022 - Annuities by |

San Francisco Financial Elder Abuse And Annuity Attorney: The Truth About Deferred Annuities and Seniors

ATTORNEY NEWSLETTER Annuities Are Complex, Long-Term Insurance Products Expenses Add Up Deceptive Sales Practices Evans Law Firm, Inc. recommends against annuities for older consumers because they are expensive and complicated and because these contracts tie up a senior’s money for years. Contracts carry significant annual fees and impose surrender charges […]

Feb 21, 2022 - Annuities Fraud by |

Marin County Financial Elder Abuse And Annuity Attorney: Asking The Right Questions About Annuities

ATTORNEY NEWSLETTER Agents Target Seniors For Annuity Sales Beware Of Questionable Sales Tactics Questions To Ask And Red Flags For Consumers Evans Law Firm, Inc. recommends seniors avoid deferred annuities because deferred annuity contracts are expensive and complicated and tie up a senior’s money for years. If you are approached […]

Feb 16, 2022 - Annuities Fraud by |

Sonoma County Financial Elder Abuse And Annuity Attorney: Deferred Annuities And Seniors

ATTORNEY NEWSLETTER What Are Deferred Annuities?  Why Are Deferred Annuities Bad For Seniors? Understand How Deferred Annuities Work  Deferred annuities are insurance contracts where the policyholder pays a premium to an insurance carrier now for income payments in the future.  Below, we explain in more detail how these complicated insurance […]

Feb 11, 2022 - Annuities Fraud by |

Napa Financial Elder Abuse And Annuity Attorney: Agents Target Seniors To Buy Annuities

ATTORNEY NEWSLETTER Retirees And Those Near Retirement Targeted  Seminars And Other Questionable Sales Tactics Understand How Annuities Work  Insurers, brokers and agents direct annuity marketing toward those planning to retire soon, and recent retirees who have their retirement savings in 401ks or other employer=sponsored plans.  Every time, an agent sells […]

Feb 3, 2022 - Annuities by |

San Francisco Financial Elder Abuse And Annuity Attorney: How Insurance Agents And Advisors Commit Annuity Fraud On Seniors

ATTORNEY NEWSLETTER Aggressive Sales Tactics Inadequate Supervision And Omissions Of Important Information Misleading Sales Materials Annuity fraud takes place when seniors are sold annuity products they do not want or need. Insurance agents push these products because the sales generate substantial commissions and the carriers receive large premium payments. Evans […]

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