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Category: Deferred Annuity

May 18, 2021 - Annuities Fraud by |

Napa County and California Financial Elder Abuse Attorneys: Insurance Products And Recurring Sales Practices That Defraud Seniors

ATTORNEY NEWSLETTER SEC Alert: Stories From The Front Line Major Red Flag: Spectacular Returns and “Guarantees” Seek Help If You Have Been Defrauded One significant forms of financial elder abuse is the sale to seniors of unsuitable insurance products.  These products, such as deferred annuities and some unsuitable life insurance […]

Apr 29, 2021 - Annuities by |

Los Angeles Financial Elder Abuse and Annuity Attorneys: Fixed Indexed Annuities And Seniors

ATTORNEY NEWSLETTER Seniors And Fixed Indexed Annuities High Commissions, Fees, And Surrender Penalties Policy Exchanges As Taxable Events Deferred annuities are complex insurance products.  Carriers that issue the products pay handsome sales commissions to the agents who sell the products to consumers.  With old consumers especially, an agent may propose […]

Sep 30, 2019 - Annuities by |

California and San Francisco Annuity and Financial Elder Abuse Attorney: Understanding The Downsides of Annuities

ATTORNEY NEWSLETTER Deferred Annuities Are Complex and Expensive The Greatest Consumer Risk: Not Understanding What You’ve Been Sold Our lawyers recommend you always beware when an insurance agent tries to sell you annuities or life insurance, particularly if you’re a senior. Annuities are complicated insurance products with a lot of […]

Oct 12, 2018 - Annuities by |

San Francisco and California Financial Elder Abuse, Annuities and Securities Attorneys: Deferred Annuities and Seniors

ATTORNEY NEWSLETTER Seniors Beware of Deferred Annuities Deferred annuities are complicated insurance policies where the policyholder pays a premium today for a series of income payments in the future. Carriers and agents sell deferred annuities with fixed interest rates, variable rates, and in policies offering fixed and variable funds. All […]

Sep 24, 2018 - Annuities by |

San Francisco California Annuity, Securities and Financial Elder Abuse Attorney: FINRA Fines Securities America, Inc.

ATTORNEY NEWSLETTER Broker Pushed More Expensive Variable Annuities L-Share and B-Share Variable Annuities Not all variable annuities are the same. Carriers offer B-share contracts with long surrender charge periods and L-share policies with shorter surrender periods but higher fees and commissions.  Both types of variable annuities may be inappropriate for […]

Apr 9, 2018 - Annuities by |

Alameda County, San Francisco and California Life Insurance and Annuities Attorneys: Transamerica Annuities

ATTORNEY NEWSLETTER Transamerica Life Insurance Company Variable Annuities The California annuity attorneys at Evans Law Firm Inc. represent clients who have suffered losses from surrenders and fees on all types of annuity contracts, including fixed, indexed, and variable deferred annuities. These contracts charge sales commissions, rider fees and other benefit […]

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