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Category: Elder Financial Abuse

FAQs on Fees in Universal Life Policies

ATTORNEY NEWSLETTER Are there annual fees insurers charge in universal life insurance policies? Yes.  Most insurance carriers charge certain fees and expenses in each policy year of a universal life insurance policy.  Sometimes these fees are referred to as cost of insurance (“COI”) or mortality rates or similar names.  COI […]

Aug 5, 2026 - Annuities by |

FAQs on Deferred Annuities

ATTORNEY NEWSLETTER What is a deferred annuity? Deferred annuities are life insurance contracts where the policy holder makes an upfront premium payment in exchange for an income stream in years to come.  The concept sounds simple enough but in fact deferred annuities, like fixed indexed annuities, are extremely complicated life […]

San Francisco Financial Elder Abuse Attorney: FAQs On Financial Elder Abuse And Caregiver Fraud

ATTORNEY NEWSLETTER What is financial elder abuse? California broadly defines what constitutes financial elder abuse: (a) “Financial abuse” of an elder or dependent adult occurs when a person or entity does any of the following: (1) Takes, secretes, appropriates, obtains, or retains real or personal property of an elder or dependent adult […]

San Francisco Financial Elder Abuse Attorney: FAQs On Financial Elder Abuse And Caregiver Fraud

ATTORNEY NEWSLETTER What is financial elder abuse? California broadly defines what constitutes financial elder abuse: (a) “Financial abuse” of an elder or dependent adult occurs when a person or entity does any of the following: (1) Takes, secretes, appropriates, obtains, or retains real or personal property of an elder or dependent adult […]

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"We contacted Evans Law Firm when we were unable to collect on a Long-Term Life Insurance policy for an elderly family member. Ingrid responded almost immediately with an offer of a free consultation. I was immediately impressed with her passion for justice!!"
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