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Category: Index Life Universal Life

Orange County and Los Angeles Life Insurance Attorney: Pacific Life Insurance Company Indexed Universal Life Insurance Policies

ATTORNEY NEWSLETTER Understanding Indexed Universal Life Insurance Policies (IULs) IULs Issued By Pacific Life Insurance Company IULs Many insurance agents sell Indexed Universal Life Insurance as retirement savings vehicles for the future in addition to coverage at death. IULs, like deferred annuities, can be costly and complicated. A number of […]

Feb 2, 2021 - Evans Law Firm by |

San Francisco and California Life Insurance Attorney: Indexed Universal Life Insurance Policies Issued By Pacific Life Insurance Company

ATTORNEY NEWSLETTER Indexed Universal Life Insurance (IULs) Pacific Life Insurance Company IULs Indexed universal life insurance (IULs) are often sold by agents as savings vehicles for the future. These policies can be costly and complicated. A number of carriers offer IULs.  Pacific Life Insurance Company (usually referred to just as […]

Aug 6, 2020 - Evans Law Firm by |

California Life Insurance Attorneys: Minnesota Life Insurance Company/Securian Financial’s Balanced Growth Indexed Universal Life Insurance

ATTORNEY NEWSLETTER Balanced Growth Accumulator Indexed Universal Life Insurance From Minnesota Insurance Company/Securian Financial Minnesota Life Insurance Company (“Minnesota Life”), part of Securian Financial Group, issues indexed universal life insurance policies in California and throughout the United States under the trade name Balanced Growth Advantage© or Balanced Growth Accumulator©, and […]

Apr 16, 2019 - Annuities by |

Alameda County and California Annuity and Financial Elder Abuse Attorneys: What You Need to Know About Annuity, Whole Life Insurance, and Equity-Indexed Life Insurance Risks

ATTORNEY NEWSLETTER Beware Annuities, Whole Life Insurance and Equity-Indexed Universal Life Insurance Drawbacks and Downsides Unsuitable for Seniors Sales of annuities and whole life insurance and universal life insurance are trending up in 2019. That’s bad news. In uncertain times, insurance agents and financial advisors push annuities and life insurance […]

San Francisco and California Life Insurance, Annuity and Financial Elder Abuse Attorneys: What You Need to Know About Equity Indexed Universal Life Insurance

ATTORNEY NEWSLETTER Understanding Risks and Downsides Insurance carriers and agents and financial advisors push life insurance in any form: term life insurance, whole life insurance, and universal life insurance. Whole life insurance and universal life insurance pay higher commissions than term life insurance (the premiums are higher too) so pay […]

Aug 5, 2018 - Evans Law Firm by |

California Life Insurance and Elder Abuse Attorney: Whole Life Insurance Issued By Genworth Life Insurance Company or American General Life Insurance Company/AIG

ATTORNEY NEWSLETTER Genworth Life Insurance Company and American General Life Insurance Company/AIG Whole Life Insurance If you are over age 60, live in California, and have cancelled (or surrendered) a whole or universal life insurance policy issued by Genworth Life Insurance Company or American General Life Insurance Company (an AIG […]

Jan 25, 2018 - Annuities by |

San Mateo County and California Life Insurance Attorney: Indexed Universal Life Insurance

ATTORNEY NEWSLETTER Beware the Sales Push on Indexed Universal Life Insurance Life Insurance and Retirement Savings Indexed universal life insurance policies (IULs) have been around for years. The sales pitch is always better, tax-deferred, returns on investment.  Some insurance carriers are shifting focus entirely from indexed annuities to IULs as […]

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