Monthly Archives: June 2019

California and Marin County Financial Elder Abuse Attorney: The Dangers in Reverse Mortgages

ATTORNEY NEWSLETTER The Pitfalls of Reverse Mortgages Problems for Surviving Spouses “Reverse mortgages are just a terrible idea for seniors, unless they have no other options.” That’s what our own Ingrid M. Evans recently told a reporter for realtor.com covering a story of a 79-year-old widow who may lose her […]

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San Francisco and California Securities Fraud Attorney: Ponzi Schemes Targeting the Elderly

ATTORNEY NEWSLETTER Cheating Elderly Investors A Rash of Ponzi Schemes Targeting Seniors While the Securities and Exchange Commission (SEC) continues to make protecting seniors a priority, many still fall victim to Ponzi schemes and other financial fraud. Crooked insurance agents, retirement planners, and financial advisors cheat the elderly out of […]

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Jun 25, 2019 - conservatorship by |

California and San Francisco Estate and Financial Elder Abuse Attorneys: What Can Go Wrong With Conservatorships

ATTORNEY NEWSLETTER Court-Appointed Fiduciaries Wield Great Power What Can Go Wrong And Potential For Abuse Of Power Court-appointed conservators and other fiduciaries (such as guardians or trustees) wield enormous power over the dependent individuals and properties they are appointed to manage and protect. Court appointments supersede earlier Powers of Attorney, […]

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San Francisco and California Life Insurance, Annuity and Financial Elder Abuse Attorneys: What You Need to Know About Equity Indexed Universal Life Insurance

ATTORNEY NEWSLETTER Understanding Risks and Downsides Insurance carriers and agents and financial advisors push life insurance in any form: term life insurance, whole life insurance, and universal life insurance. Whole life insurance and universal life insurance pay higher commissions than term life insurance (the premiums are higher too) so pay […]

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Jun 21, 2019 - Evans Law Firm by |

California and San Francisco Whistleblower and Tax Fraud Attorneys: IRS Whistleblower Program

ATTORNEY NEWSLETTER Internal Revenue Service Rewards Whistleblowers Over $312 Million in IRS Whistleblower Rewards Paid Out in 2018 IRS Provides New Guidance on Whistleblower Process 2018 was a banner year for the Internal Revenue Service’s (IRS) Whistleblower Program. During the year, the IRS made 217 awards to whistleblowers totaling over […]

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Jun 20, 2019 - Annuities by |

California Annuities and Financial Elder Abuse Attorneys: Annuities Issued by Athene Annuity and Life Company (formerly Aviva Annuity and Life Company)

ATTORNEY NEWSLETTER Full and Partial Surrenders or Cancellations of Athene Annuity and Life Company Annuities Athene Annuity and Life Company, formerly Aviva Annuity and Life Company,[1] issues fixed indexed annuities in California.  These contracts, like all deferred annuities, include penalties for early withdrawals, known as surrenders.  Surrenders may be full […]

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Jun 18, 2019 - Annuities by |

San Francisco and California Annuities and Financial Elder Abuse Attorney: Many Annuities Are Complex, Bad Deals

ATTORNEY NEWSLETTER Beware The Fine Print In The Details: Caps, Spreads, Fees and Surrender Charges Devour Your Money Our litigators often explain in our blogs why we think deferred annuities are not a good investment, particularly for seniors. Deferred annuities come in three forms:  fixed rate, fixed-indexed rate, and variable […]

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Jun 17, 2019 - Banking Fraud by |

California and Bay Area Consumer Attorneys: Consumer Rights and Banks, Credit Unions, Savings and Loans and Other Financial Institutions

ATTORNEY NEWSLETTER Where Do You Turn When You Have A Problem With Your Bank? Government Agencies That Can Help Several government agencies supervise your bank, savings and loan or credit union. When you have a problem with your bank account, CD, mortgage, consumer loan or other banking arrangement, knowing who […]

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