ATTORNEY NEWSLETTER Genworth Life and Annuity Insurance Company Whole and Universal Life Insurance Required Disclosures to Senior Policyholders If you are over age 60, live in Marin County or elsewhere in California, and have cancelled (or surrendered) a whole or universal life insurance policy issued by Genworth Life and Annuity Insurance […]

ATTORNEY NEWSLETTER Genworth Life and Annuity Insurance Company Whole Life Insurance Required Disclosures to Senior Policyholders If you are over age 60, live in Marin County or elsewhere in California, and have cancelled (or surrendered) a whole or universal life insurance policy issued by Genworth Life and Annuity Insurance Company […]

ATTORNEY NEWSLETTER Genworth Life and Annuity Insurance Company Whole Life Insurance If you are over age 60, live in California, and have cancelled (or surrendered) a whole or universal life insurance policy issued by Genworth Life and Annuity Insurance Company where you lost or may have lost money, contact the […]

Long Term Care Insurance Policies: Increased Prices Long Term Care Insurance Lately, long term care insurance premium have risen so dramatically that many policyholders now find it impossible keep up with payments. Many of these individuals bought their policies years ago, anticipating the need for care insurance when they got […]

ATTORNEY NEWSLETTER Why You Should Reconsider Buying Whole Life Insurance Whole Life Insurance When it comes to life insurance, it is important to invest in the right one. But knowing which policies are best is not always easy to figure out. Oftentimes, people default to buying a whole life policy, […]

ATTORNEY NEWSLETTER Long Term Care Insurance As America’s population continues to age, one type of insurance that has begun to seem very desirable is long term care insurance. This is designed to help seniors hedge their bets against the rising and potentially savings-draining cost of living in a retirement community, […]

ATTORNEY NEWSLETTER A major concern that our annuity fraud attorneys have with annuity products is the obfuscated means by which insurance companies try to squeeze some extra revenue out of their clients. In order to make their products appear more lucrative, they often advertise high base return rates, only to […]

ATTORNEY NEWSLETTER Misleading Annuity Illustrations When seniors go to a financial advisor, they often aren’t specifically looking for an annuity. They want to protect their savings, and ensure that they can find a way to make their savings last through their retirement. A financial advisor often sees this as an […]

ATTORNEY NEWSLETTER Whole Life Insurance and Retirement As the Baby Boomer generation starts reaching retirement age, insurance and annuity brokers are gearing up their sales to seniors and the elderly. Ads, mailers, and aggressive sales practices have helped convince a large portion of the senior population that their savings aren’t […]

ATTORNEY NEWSLETTER Brokers Avoiding Arbitration Awards Our Santa Clara FINRA arbitration attorneys make no secret about being opposed to binding arbitration clauses. Our attorneys, like many in the state of California, believes that requiring consumers to forego their right to a public trial and instead compelling them to air their […]