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Category: Elder Financial Abuse

Feb 28, 2019 - Caregiver Fraud by |

Marin County and California Financial Elder Abuse Attorney: Preventing Financial Elder Abuse

ATTORNEY NEWSLETTER Preventing Financial Exploitation of Seniors Tips on What to Watch For Some $2.9 billion is taken from older Americans every year, with victims numbering in the millions. Older persons with Alzheimer’s or other cognitive impairment are especially at risk.  The Marin County and California financial elder abuse attorneys […]

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Feb 27, 2019 - Annuities by |

California and San Francisco Annuity and Financial Elder Abuse Attorneys: Riders in Annuities

ATTORNEY NEWSLETTER What are Riders? Riders are attachments to deferred annuities sold by agents as enhanced benefits. They come with an additional fee added to your base premium. Available riders include income riders, long-term care riders, death benefit riders and other policy “enhancements.”  All of these add-ons are expensive and […]

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California and Marin County Trusts and Financial Elder Abuse Attorneys: Mental Capacity and Trust Creation and/or Amendment

ATTORNEY NEWSLETTER Creating and Amending Trusts Many Californians, especially seniors, create trusts to hold their assets in part to avoid a lengthy probate process following death. The trusts may be fully revocable by the individual creating the trust (known as the “settlor”) or irrevocable during the settlor’s lifetime.  If revocable, […]

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Feb 20, 2019 - Caregiver Fraud by |

California and Alameda County Probate and Financial Elder Abuse Attorneys: Conservatorships and Professional Fiduciaries

ATTORNEY NEWSLETTER Court-Appointed Fiduciaries Wield Great Power Potential for Abuse of Power Court-appointed conservators and other fiduciaries (such as guardians or trustees) wield enormous power over the dependent individuals and properties they are appointed to manage and protect. Court appointments supersede earlier Powers of Attorney, trustee nominations and the like […]

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Feb 15, 2019 - Annuities by |

Marin County and California Life Insurance Attorney: Universal Life Insurance Risks

ATTORNEY NEWSLETTER Policyholder Risks on Universal Life Insurance Hitting Seniors Hardest A hidden risk that premiums can skyrocket lies in universal life insurance. Unlike term and whole life insurance, universal life policies allow flexible premium payments but those payments can increase dramatically over time leaving consumers with the poor choice […]

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Feb 14, 2019 - Annuities by |

Alameda County and California Annuity and Financial Elder Abuse Attorneys: What You Need to Know About Fixed Indexed Annuities

ATTORNEY NEWSLETTER Beware Fixed Index Annuities Phantom Bonuses and Other Downsides Insurance agents and financial advisors use this low interest rate/volatile stock market environment to push fixed indexed annuities, particularly on seniors or persons getting close to retirement and concerned about future income levels. Agents claim the contracts offer the […]

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San Francisco and California Financial Elder Abuse Attorney: Fraud and Financial Elder Abuse

ATTORNEY NEWSLETTER Financial Exploitation of Seniors Restraining Orders and Repeat Offenders Criminals who prey on seniors are often repeat offenders, stealing cash, credit cards and personal property from vulnerable victims. The victimized senior may have a restraining order against the repeat offender to protect him or her against continued harassment, […]

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Feb 11, 2019 - Annuities by |

Marin County and California Securities and Financial Elder Abuse Attorney: Unsuitable Variable Annuities

ATTORNEY NEWSLETTER FINRA Continues Fines on Sales of Unsuitable L Share Annuities Variable annuities are sold as B-share and L-share contracts.  B-share annuities are the more common and sold to investors with long-term investment horizons. B-shares typically have lengthy surrender charge periods.  L Share Variable Annuities are a type of […]

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Feb 9, 2019 - Annuities by |

Marin County and California Life Insurance and Annuities Attorney: Guggenheim Partners/Security Benefit Life Insurance Company

ATTORNEY NEWSLETTER Guggenheim Partners/Security Benefit Life Insurance Company Total Value Annuities (TVAs) The life insurance and annuity attorneys at Evans Law Firm, Inc. represent clients who have suffered losses on all types of life insurance and annuity contracts, including indexed annuities. Indexed annuities are hybrid annuities that offer both a […]

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