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Category: Deferred Annuities

Apr 28, 2022 - Annuities by |

California Annuities Attorneys: Nationwide New Heights Fixed Indexed Annuities

ATTORNEY NEWSLETTER Nationwide Life and Annuity Insurance Company Annuities Nationwide’s New Heights© and High Point© Products Nationwide Life and Annuity Insurance Company, part of the Nationwide Mutual Insurance Group, issues fixed indexed annuities in California under the trade names Nationwide New Heights©, Nationwide High Point 365 ©, and Nationwide High […]

Apr 26, 2022 - Annuities by |

Teacher Annuities

ATTORNEY NEWSLETTER Many California teachers invest in annuities to supplement their retirement income. Insurance agents often attempt to sell teachers annuities because insurance laws in California allow agents to solicit payroll deferrals directly from individual teachers. These payroll deferral arrangements are commonly called “403(b) plans.” Agents tend to promote annuities […]

Apr 23, 2022 - Annuities by |

Santa Cruz County Financial Elder Abuse And Annuity Attorney: What Seniors Should Watch For In Annuity Sales Pitches

ATTORNEY NEWSLETTER Deferred Annuities Are Complex Products What To Watch For Avoid Replacements And Exchanges Deferred annuities are complicated investments.  Some bear complex qualities of both life insurance and securities products; contracts run from 50 to 100 pages or more and are filled with technical language and actuarial tables. Insurance agents […]

Apr 15, 2022 - Annuities Fraud by |

Orange County Financial Elder Abuse And Annuity Attorney: Unsuitable Deferred Annuities For Seniors

ATTORNEY NEWSLETTER Deceptive Sales Practices Downsides of Deferred Annuities For Seniors Avoid High-Pressure Sales Tactics Insurance agents are paid significant sales commissions on sales of certain forms of deferred annuity insurance products.  Any high-pressure or deceptive tactics to sell these products, and sales of unsuitable annuities, violate the law and […]

Apr 9, 2022 - Annuities by |

Santa Clara County Financial Elder Abuse And Annuity Attorney: Unsuitable Deferred Annuities For Seniors

ATTORNEY NEWSLETTER Agents Target Seniors For Annuity Purchases The Primary Disadvantages Of Annuities For Seniors Check With Tax Advisor And Get A Second Opinion Evans Law Firm, Inc. recommends seniors avoid certain types of deferred annuities because deferred annuity contracts can be expensive and complicated and tie up a senior’s […]

Apr 1, 2022 - Annuities by |

Sonoma County Financial Elder Abuse And Annuity Attorney: Take A Closer Look At Deferred Annuities Before An Agent Sells You One

ATTORNEY NEWSLETTER Agents Target Seniors With Retirement Planning Seminars The Goal Is To Sell Annuities Resist The Hype And Understand The Disadvantages Events like “retirement planning seminars” or “retirement consultations” typically devolve into annuity sales pitches by the hosting insurance agent.  Whenever an agent approaches you to consider a deferred […]

California Annuities Attorneys: Lincoln National OptiBlend® 10 Fixed Indexed Annuities

ATTORNEY NEWSLETTER Lincoln National OptiBlend® 10 Fixed Indexed Annuities The Lincoln National Life Insurance Company, part of the Lincoln Financial Group, issues fixed indexed annuities in California under the trade name Lincoln National OptiBlend® 10 Fixed Indexed Annuities.  These contracts, like all deferred annuities, include complex rules regarding returns and […]

Mar 26, 2022 - Annuities Fraud by |

Orange County Financial Elder Abuse And Annuity Attorney: Deferred Annuities Are Unsuitable For Seniors

ATTORNEY NEWSLETTER Seniors Targeted For Annuity Purchases Understand The Primary Disadvantages Always Get A Second Opinion Evans Law Firm, Inc. recommends seniors avoid deferred annuities because deferred annuity contracts are expensive and complicated and tie up a senior’s money for years.  Often, insurance agents out to make sales claims to […]

Mar 21, 2022 - Annuities by |

San Francisco Financial Elder Abuse And Annuity Attorney: Deferred Annuities Are Unsuitable For Seniors

ATTORNEY NEWSLETTER Agents Target Seniors To Buy Annuities Annuities Aer Expensive And Tie Up Your Money For Years Substantial Penalties For Withdrawals During Early Contract Years Evans Law Firm, Inc. recommends seniors avoid deferred annuities because deferred annuity contracts are expensive and complicated and tie up a senior’s money for […]

Mar 5, 2022 - Annuities by |

Los Angeles Financial Elder Abuse And Annuity Attorney: Fees And Surrender Charges Under Deferred Annuities

ATTORNEY NEWSLETTER Understanding These Complicated, Long-Term Insurance Policies Commissions, Fees And Surrender Penalties Dangers In Replacements And Exchanges Of Contracts Evans Law Firm, Inc. recommends against annuities for older consumers because these complex, expensive forms of insurance tie up a senior’s money for years and impose significant penalties if you […]

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