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Category: Deferred Annuities

Feb 25, 2022 - Annuities by |

San Francisco Financial Elder Abuse And Annuity Attorney: The Truth About Deferred Annuities and Seniors

ATTORNEY NEWSLETTER Annuities Are Complex, Long-Term Insurance Products Expenses Add Up Deceptive Sales Practices Evans Law Firm, Inc. recommends against annuities for older consumers because they are expensive and complicated and because these contracts tie up a senior’s money for years. Contracts carry significant annual fees and impose surrender charges […]

Feb 21, 2022 - Annuities Fraud by |

Marin County Financial Elder Abuse And Annuity Attorney: Asking The Right Questions About Annuities

ATTORNEY NEWSLETTER Agents Target Seniors For Annuity Sales Beware Of Questionable Sales Tactics Questions To Ask And Red Flags For Consumers Evans Law Firm, Inc. recommends seniors avoid deferred annuities because deferred annuity contracts are expensive and complicated and tie up a senior’s money for years. If you are approached […]

Feb 16, 2022 - Annuities Fraud by |

Sonoma County Financial Elder Abuse And Annuity Attorney: Deferred Annuities And Seniors

ATTORNEY NEWSLETTER What Are Deferred Annuities?  Why Are Deferred Annuities Bad For Seniors? Understand How Deferred Annuities Work  Deferred annuities are insurance contracts where the policyholder pays a premium to an insurance carrier now for income payments in the future.  Below, we explain in more detail how these complicated insurance […]

Feb 11, 2022 - Annuities Fraud by |

Napa Financial Elder Abuse And Annuity Attorney: Agents Target Seniors To Buy Annuities

ATTORNEY NEWSLETTER Retirees And Those Near Retirement Targeted  Seminars And Other Questionable Sales Tactics Understand How Annuities Work  Insurers, brokers and agents direct annuity marketing toward those planning to retire soon, and recent retirees who have their retirement savings in 401ks or other employer=sponsored plans.  Every time, an agent sells […]

Feb 3, 2022 - Annuities by |

San Francisco Financial Elder Abuse And Annuity Attorney: How Insurance Agents And Advisors Commit Annuity Fraud On Seniors

ATTORNEY NEWSLETTER Aggressive Sales Tactics Inadequate Supervision And Omissions Of Important Information Misleading Sales Materials Annuity fraud takes place when seniors are sold annuity products they do not want or need. Insurance agents push these products because the sales generate substantial commissions and the carriers receive large premium payments. Evans […]

Jan 23, 2022 - Annuities by |

San Mateo County Financial Elder Abuse And Annuity Attorney: Asking the Right Questions About Deferred Annuities

ATTORNEY NEWSLETTER Understand How Deferred Annuities Work Avoid Quick Decisions And High-Pressure Sales Tactics Ask the Right Questions And Get A Second Opinion An annuity is an insurance contract. An insurance company agrees to pay you income at regular intervals in return for an upfront premium payment; these annuity contracts […]

Jan 13, 2022 - Annuities Fraud by |

Sonoma County Financial Elder Abuse And Annuity Attorney: Senior Citizens, Deferred Annuities And Financial Elder Abuse

ATTORNEY NEWSLETTER  Agents Target Seniors For Sales Of Deferred Annuities  Disadvantages For Seniors Beware Of Recommendations To Switch Contracts Insurance agents target seniors for sales of deferred annuities but these insurance products are especially complex.  Deferred annuities can run from 50 to over 100 pages long with endorsements (called riders) […]

Jan 7, 2022 - Annuities by |

San Francisco Financial Elder Abuse And Annuity Attorney: Seniors And Deferred Annuities

ATTORNEY NEWSLETTER How Deferred Annuities Work Pitfalls For Seniors Questionable Sales Tactics Some insurance agents become quite aggressive when selling insurance products like certain forms of life insurance and deferred annuities. Sales of these policies generate substantial sales commissions and agents may not fully disclose all the facts about these […]

Jan 3, 2022 - Annuities by |

Napa County Financial Elder Abuse And Annuity Attorney: Sales Of Unsuitable Annuities To Seniors

ATTORNEY NEWSLETTER Questionable Annuities Sales Tactics High Commissions Drive Sales Steep Withdrawal Penalties And Lengthy Surrender Periods Agents receive substantial commissions for the selling annuities to seniors. Often annuity sales are closed on incomplete information. The consumer may not understand how these complicated contracts work and for seniors this can […]

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