ATTORNEY NEWSLETTER In September, New York Financial Services began an investigation into the Indexed Universal Life sales practices under the belief that insurance companies selling indexed universal life policies have been providing buyers with misleading information. In selling Indexed Universal Life policies, insurance companies use “illustrations” that contain information about […]

ATTORNEY NEWSLETTER If you or someone you know has reached a point where independent living is no longer feasible, you may need to start looking at alternative living options. If there is someone around to help the elder or senior at night, there are adult day care centers which provide […]

ATTORNEY NEWSLETTER If you or a loved one is currently residing in an assisted living facility, you may be wondering if you’ll inevitably end up in a skilled nursing facility. After all, the older you are the more likely you’ll need to live in a nursing home, right? Wrong. Not […]

ATTORNEY NEWSLETTER In 2010, a whistleblower came forth with information showing Extendicare Health Services Inc., a nursing home chain, was defrauding Medicare and Medicaid by charging patients for below-average care. Now, the nursing home chain will be paying $38 million to settle the failure-of-care claims – the largest amount ever […]

ATTORNEY NEWSLETTER Senior citizens and elders should not be taken in by advertisements extolling the benefits of reverse mortgages. Reverse mortgages can actually be bad for senior citizens and elders.  A reverse mortgage is a loan that seems, on the surface, perfect for elders who need financial help with paying […]

ATTORNEY NEWSLETTER Senior citizens in nursing home can leave a California nursing home or skilled nursing facility of their own volition. Or they can be illegally evicted, something California nursing homes and skilled nursing facilities do far too often.  Senior citizens and elderly residents may be evicted in one of […]

ATTORNEY NEWSLETTER A California Court of Appeal has held that a plaintiff can recover only a maximum of $500 against a skilled nursing facility in an elder abuse case with Health and Safety Code Section 1430(b) violations. The number of rights violated and the number of times the violation occurred […]

ATTORNEY NEWSLETTER Annuities usually are not a good idea for senior citizens. The length of time in an annuity policy tends to vest after the expected lifespan of a senior citizen. Especially for senior citizens in poor health, an annuity may result in a loss of money instead of gain. […]

ATTORNEY NEWSLETTER One of the major problems with convalescent homes in 21st century California is the absence of an objective rating system to help guide consumers. For those who have loved ones who are repeatedly asking to know what day it is, or to repeat your name for the tenth […]

ATTORNEY NEWSLETTER According to a recent MetLife study, the 21st century cost of financial elder abuse approaches a staggering figure: $2.9 billion each year. With recent trends indicating a meteoric rise in the incidence of elder abuse in the United States, perhaps the only silver lining to this sad sad […]