ATTORNEY NEWSLETTER The Insatiable Appetite for Commissions Broker Stops At Nothing For Commission Dollars Sales commissions in the life insurance/annuity business are big. Typically, annuity commissions hover at 10% and whole life commissions much higher, at least in the first year of premium payments. In a recent case, a broker […]

ATTORNEY NEWSLETTER Arbitration Clause in Warranty Struck Down Consumer Protection California consumers gained added protection recently when the Ninth Circuit Court of Appeals denied a manufacturer’s move to compel a consumer to arbitrate a dispute over product warranties. In Norcia v. Samsung Telecommunications America, LLC, 845 F.3d 1279 (9th Cir. […]

ATTORNEY NEWSLETTER Annuity Sales Commissions: A Closer Look Broker Dealers Cracking Down Annuity sales generate large commissions, often around 10% or more of premium. And the size of the commission is only part of the story. The well-kept secret (among salespeople) is that the longer the surrender charge period (i.e., […]

ATTORNEY NEWSLETTER FINRA Senior Hotline Calls Lead to Help There are lots of unsavory people out there preying on senior citizens. Too often, the swindlers are financial advisors, insurance agents or brokers and bankers. People you should be able to trust. The reality is far different. Each year advisors, brokers […]

ATTORNEY NEWSLETTER Hospital and Nursing Home Accountability Government Agency Wants Inspection Results Publicized In a groundbreaking announcement, federal authorities are pushing to have details of hospital and nursing home inspections made public. The Centers for Medicare and Medicaid Services (CMS) recently proposed that the results of private inspections of medical […]

ATTORNEY NEWSLETTER Caregiver Abuse: Yet Another Form of Elder Abuse Elder Abuse Currently, the largest generation ever in our country’s history is becoming senior“. Growing old brings big change in one’s life and as more and more of our population ages the changes – and adjustments – to aging become […]

ATTORNEY NEWSLETTER Following Up On CNN Report of Nursing Home Abuse What’s Being Done? We at Evans Law Firm wrote before on the recent, terrible CNN story about nursing home abuse. To recall, CNN last month reported on cases of sexual abuse in nursing homes occurring throughout the country at […]

California Audit Exposes Poor Background Checks Performed Before Hiring For Positions Related To Elder Care Background Checks The California Department of Social Services’ Community Care Licensing Division is a sub-department that oversees 75,000 facilities throughout the state. Their essential job is to keep elders, children, and disabled members of the […]

Caregiver Abuse Rising As Boomers Become Seniors Caregiving With our largest generation of individuals now reaching the age of “senior,” elderly care will become a very important professional niche. Currently there are somewhere around 44 million individuals assisting and/or giving care to a senior today. And that number will grow […]

Nursing Home Abuse Can Come From Unlikely Sources Nursing Home Abuse When we think of nursing home abuse, we often think of abuse by nurses, staff members, or individuals of the like. However, new studies are exploring the prevalence of abuse of residents by other residents, and the numbers may […]