ATTORNEY NEWSLETTER Caregiving Gone Wrong: Caregiver Fraud Caregiver Fraud When caregiving turns more into taking… you might have a problem. As our largest population is reaching their elderly years, caregiving is becoming more common and, to be frank, necessary. Often elders or family members of elders hire caregivers to come […]

ATTORNEY NEWSLETTER Nursing Home Abuse Neglect is Abuse Nursing homes are not the protective havens for the elderly we used to think they were. Horrible tales of nursing home abuse are in fact now practically commonplace. It’s truly shocking, and we at Evans Law Firm combat it every day on […]

ATTORNEY NEWSLETTER IOVAs: Investment Only Variable Annuities What are IOVAs and How Do They Work? Tax deferral is the key to successful retirement savings. IRAs, 401(k)s, SEPs and the like offer deferral but annual contribution limits are relatively low for high earners. Annuity carriers offer another possibility. Investment Only Variable […]

ATTORNEY NEWSLETTER Understanding Income Riders Income Riders Flood Annuities Market A flood of new income riders on annuities partially explains a recent boom in sales. Annuity sales hit a record $203 billion last year. Before you climb abroad this fast-moving train, make sure you understand what annuities are, what income […]

ATTORNEY NEWSLETTER Financial Elder Abuse Door to Door Fraud May Be Knocking at the Door Financial elder abuse plagues seniors throughout this country, the State of California and right here in San Francisco. One growing version of financial elder abuse involves perpetrators who come door to door or call on […]

ATTORNEY NEWSLETTER Elder Abuse: The Hard Facts Elder Abuse These days, elder abuse is a rapidly growing crime. Elder abuse occurs in every variety of setting, from the family home to assisted living complexes to large medical and skilled nursing facilities. It is important to stay vigilant about protecting yourself […]

ATTORNEY NEWSLETTER Abuse A Growing Crime Against Elders Abuse By The Numbers To think of one elder being abused is gut-wrenching, the total numbers even more so. Elder abuse has become an epidemic in this country. The number of elders being abuse is estimated at around 2.5 million every single […]

ATTORNEY NEWSLETTER Holistic Retirement Planning Planning for Tomorrow Twenty-first Century life is ever more caught up in the moment; it’s a Snapchat/Instagram world shared in a succession of moments. But the moments add up to hours and days and years, the years to decades. Before you know it, you’re caught […]

ATTORNEY NEWSLETTER Big Commissions on Unsuitable Annuity Exchanges FINRA Cracking Down Annuity salesman love to promote annuity exchanges, urging clients to swap one annuity for another. Big commissions incentivize salesmen for deals unsuitable to clients. For years, the Financial Industry Regulatory Authority (FINRA) has warned investors about the risks of […]

ATTORNEY NEWSLETTER Cameras Might Help Contain Nursing Home Abuse Nursing Home Abuse Nursing home abuse is an ever-common tragedy in facilities nowadays. As our largest population segment ages into elders, more and more people face the possibility of time spent in nursing homes or other care facilities. This makes it […]