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Nov 16, 2017 by |

California Life Insurance and Annuities Attorney: Forethought Life Insurance Company

ATTORNEY NEWSLETTER

 Forethought Variable Annuities

California annuity attorneys at Evans Law Firm Inc. represent clients who have suffered losses on all types of annuity contracts, including variable and fixed indexed annuities. Forethought Life Insurance Company issues variable and fixed indexed annuities under the product names ForeRetirement, ForeInvestors Choice, Advantage IV, Preferred Plus, Horizon, ForeAccumulation, ForeIncome, and Income 150+. Each of these products may charge penalties on surrenders. Surrenders may be full (withdrawing the entire value of the contract) or partial (withdrawing less than the total value). If you or a loved one is a California resident over age 60 who made a full or partial surrender of a Forethought Life Insurance Company variable or fixed indexed annuity call the Evans Law Firm, Inc. (415) 441-8669 for a free evaluation of your policy including all the terms of any full or partial surrender, and penalties and other charges, fees, and/or adjustments. 

Surrender Charges

California law provides very specific sales and marketing, disclosure, and suitability laws for senior policyholders in the State. In particular, annuity carriers such as Forethought Life Insurance Company must follow very specific disclosure rules regarding surrender charges and market value adjustments when the policyholder is over age 60. If you are a California resident over age 60 who surrendered in full or in part a Forethought Life Insurance Company annuity, call Evans Law Firm Inc. today at 415-441-8669 for a free review of your particular policy.

The Forethought Life Insurance Company variable and fixed indexed annuities are complex and fees and charges may erode returns. Fees and expenses on Forethought annuities, similar to other carriers, include upfront sales commissions, rider fees, separate account fees on indexed policies, death benefit fees, and subaccount fees for each of the mutual funds that are inside of the annuity. In addition, you may be charged for any full or partial surrender or withdrawal from the policy for many years.

 Contact Us

If you or a loved one is a California resident over age 60 who surrendered a Forethought Life Insurance Company annuity, contact California annuity attorney Ingrid Evans and the other annuity attorneys at the Evans Law Firm for a free evaluation of your policy and surrender at (415) 441-8669, or by email at <a href=”mailto:info@evanslaw.com”>info@evanslaw.com</a>. Our attorneys have experience with complex financial contracts including life insurance and annuity contracts. We can help guide any litigation through a jury trial or toward an equitable settlement.  We also handle cases involving physical and financial elder abuse, qui tam and whistleblower law, nursing home abuse, whole life insurance and universal life insurance, and indexed, variable, and fixed annuities.

Other major annuity and life insurance providers in California include:

Allianz Life Insurance Company of North America

American General Life Insurance Company

American Equity Investment Life Holding Company

AXA Equitable Life Insurance

Bankers Life Insurance and Casualty Company

EquiTrust Life Insurance Company

Fidelity & Guaranty Life Insurance Company

Genworth Life Insurance Company

ING USA Annuity and Life Insurance Company

John Hancock Life Insurance Company

Lincoln Financial Group/Lincoln National Life Insurance Company

MassMutual/Massachusetts Mutual Life Insurance Company

Metlife/Metropolitan Life Insurance Company

Pacific Life Insurance Company

Prudential Life Insurance Company

Security Benefit/Security Benefit Life Insurance Company

Transamerica Life Insurance Company

Unum Life Insurance Company of America

 Voya/Reliastar Life Insurance Company

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"Contacted Ingrid on an elder financial abuse case - she was responsive, knowledgeable, and easy to work with. You can tell she is passionate about this area of law and has the experience to back it up. She is an excellent choice if you are looking for a results driven attorney and highly effective advocate."