Full and Partial Surrenders or Cancellations of Athene Annuity and Life Company Annuities
Athene Annuity and Life Company, formerly Aviva Annuity and Life Company, issues fixed indexed annuities in California under the trade names BCA Elevate©, Balanced Choice ©, and Balanced Choice Annuity Elevate ©. These contracts, like all deferred annuities, include penalties for early withdrawals, known as surrenders. Surrenders may be full (withdrawing the entire value of the contract) or partial (withdrawing less than the total value). California law has specific rules which all carriers, including Athene, must follow regarding disclosure of these surrender charges in policies issued to consumers 60 years of age and over.
If you or a loved one is a California resident over age 60 who has cancelled or made a full or partial surrender of a BCA Elevate©, Balanced Choice ©, and Balanced Choice Annuity Elevate © annuity issued by Athene Annuity and Life Company (formerly Aviva Annuity and Life Company), call the California annuity lawyers today at Evans Law Firm, Inc. (415) 441-8669 for a free evaluation of all the terms of your policy and any full or partial surrender.
For your reference we provide a list of California annuity carriers and distributors below who also issue fixed indexed annuities. These complicated contracts are issued by carriers under a wide variety of tradenames. Agents sell these fixed indexed policies as beneficial to policyholders who want some market upside but are wary of stock market volatility. Our litigators advise you to avoid these products; we have seen too many consumers, especially seniors, disappointed by fees, returns and withdrawal penalties on these contracts. If you are over 60 and live in California, our annuities lawyers can review your policy for free. Call us today at 415-441-8669.
If you or a loved one has fully or partially surrendered an Athene Annuity and Life Company or Aviva Annuity and Life Company deferred annuity, contact Ingrid M. Evans and the other California annuity attorneys at Evans Law Firm, Inc. for a free evaluation of the surrender terms at (415) 441-8669, or by email at <a href=”mailto:email@example.com”>firstname.lastname@example.org</a>. Our attorneys have experience with complex financial contracts including life insurance and annuity contracts. We can help guide any litigation through a jury trial or toward an equitable settlement. We also handle cases involving physical and financial elder abuse, qui tam and whistleblower law, nursing home abuse, whole life insurance and universal life insurance, and indexed, variable, and fixed annuities.
Leading providers and distributors of life insurance and fixed, variable and fixed indexed deferred annuities, in addition to Athene Annuity and Life Insurance Company and Aviva Annuity and Life Insurance Company, in California are listed below. We are not in any way suggesting that any of these carriers or distributors has done anything wrong. Rather, the list is provided solely as a reference for our readers.
AIG/American General Life Insurance Company
Allianz Life Insurance Company of North America
American Equity Investment Life Insurance Company
American General Life Insurance Company/AIG
American International Group, Inc. (AIG)
American National Life Insurance Company
Americo Financial Life and Annuity Insurance Company
Ameriprise Financial/RiverSource Life Insurance Company
Ameriprise Financial/Securities America, Inc.
Athene Annuity & Life Assurance Company
Athene Annuity and Life Company
Aviva Life Insurance Company
AXA Equitable Financial Services, LLC
AXA Equitable Life Insurance Company/AXA US
AXA Advisors, LLC
Bankers Life Insurance and Casualty Company
Berkshire Hathaway Group
Berkshire Hathaway Life Insurance Company of Nebraska
Brighthouse Financial, Inc./MetLife
Citigroup Global Markets, Inc.
Crump Life Insurance Services, Inc.
CUNA Mutual Group/CMFG Life Insurance Company
Delaware Life Insurance Company
EquiTrust Life Insurance Company
Fidelity & Guaranty Life Insurance Company
Forethought Life Insurance Company/Global Atlantic Financial Group
Genworth Financial, Inc.
Genworth Life and Annuity Insurance Company
Genworth Life Insurance Company
Global Atlantic Financial Group/Forethought Life Insurance Company
Guardian Life Insurance Company
Guggenheim Partners, LLC
Guggenheim Partners/Security Benefit Life Insurance Company
ING USA Annuity and Life Insurance Company
Jackson National Life Insurance Company
John Hancock Life Insurance Company
Legacy Marketing Group
Lincoln Benefit Life Company
Lincoln Financial Group
Massachusetts Mutual Life Insurance Company
Merrill Lynch Life Agency Inc.
Metlife/Metropolitan Life Insurance Company/Brighthouse Financial, Inc.
Minnesota Life Insurance Company
National Life Group
Nationwide Investor Services Corporation (NISC)
Nationwide Life and Annuity Insurance Company
National Life Insurance Company/Equity Services, Inc.
National Western Life Insurance Company
Nationwide Life Insurance Company
New York Life Insurance Company
North American Company for Life and Health Insurance
Northwestern Mutual Investment Services, LLC
Northwestern Mutual Life Insurance Company
Northwestern Mutual Wealth Management Company
Oxford Life Insurance Company
Pacific Life Insurance Company
Principal Financial Group
Prudential Life Insurance Company
Raymond James Insurance Group
Reliance Standard Life Insurance Company/Tokio Marine Group
RiverSource Life Insurance Company/Ameriprise Financial
Securities America, Inc./Ameriprise Financial
Security Benefit Corporation
Security Benefit Group, Inc.
Security Benefit Life Insurance Company/Guggenheim Partners
Security Investors, LLC
Security of Denver Life Insurance Company/Voya
The Standard Life Insurance Company
Symetra Financial Corporation
Symetra Life Insurance Company
Transamerica Life Insurance Company
The United States Life Insurance Company in the City of New York
Unum Life Insurance Company of America
USAA Life Insurance Company
The Variable Annuity Life Insurance Company
Voya Financial Advisors
Voya/Reliastar Life Insurance Company
Wells Fargo Advisors
Western & Southern Financial Group
The Western & Southern Life Insurance Company
World Financial Group Insurance Agency, Inc.
 After an acquisition in 2013, the former Aviva Annuity and Life Company began to issue annuities as Athene Annuity and Life Company. Senior policyholders of both Aviva and Athene annuities may have claims for failure to follow statutory disclosure and “free look” provisions.