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Mar 6, 2015 by |

California Insurance Fraud Attorneys Investigating John Hancock Life Insurance Company


California insurance fraud attorneys are investigating potential claims against John Hancock Financial related to the sale of both annuity and life insurance policies. Deferred annuities, or fixed annuities, are types of long-term investments that often prohibit or preclude withdrawals for at least 10-20 years.

John Hancock’s website states, “At John Hancock, we offer a comprehensive portfolio of life insurance products that have been designed to be extremely competitive and provide real value.” The site lists term life, universal life, indexed universal, and variable universal as types of life insurance the company provides. It also lists protecting your income, growing your retirement income, preserving your legacy, and safeguarding your business, as reasons to purchase a life insurance policy through John Hancock.

John Hancock Financial, a subsidiary of Manulife Financial, describes the benefits of fixed annuities on its website in the following manner: “With a fixed annuity, the money grows tax deferred and is distributed in the “payout” phase when the deferred investment is converted into an income stream. Annuities provide you with a unique advantage–income for life. The amount of income you receive will be based on several factors including the value of your annuity, your age, and the type of annuity option you choose.”

California annuity and insurance fraud attorneys say that brokers often push the sale of deferred annuities, due to the higher commission rate they receive on these sales.

The Evans Law Firm handles insurance and annuity fraud cases. If you are or were a John Hancock annuity or life policy holder, please contact Evans Law Firm, Inc. for a free and confidential initial consultation at 415-441-8669 or via email at

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