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PHONE: 415-441-8669 | TOLL FREE: 888-50EVANS

Mar 29, 2017 by |

California Insurance Fraud Attorney: Long Term Care Policy Premiums Skyrocket

Premiums Skyrocket… And You’re At A Disadvantage

Long Term Care Insurance

Long term care insurance premiums are skyrocketing, and therefore, it may not be the best choice. If you have had a recent premium payment increase and want us to review your policy at no cost, please give us a call. The economic realities and premium increases associated with long term care are starting to erase the expectations that long term care insurance, such Genworth, is a good option, and it forces us to advise you to stay away from long term care insurance.

The Premium Increase Dilemma

In the last few years, long term care insurance carriers increased premiums drastically—oftentimes doubling the premium amount—, making them almost impossible to continue in force. And many carriers are pulling out of the coverage and fewer providers will inevitably increase prices. In these circumstances, individuals must choose between paying premiums they cannot really afford or dumping a policy they have had for decades and were planning to rely on when the time came. This is a choice that almost no individual is ready to make, and this makes long term care insurance a very risky decision.

What To Do

If you have had a recent premium payment increase and want us to review your policy at no cost, please give us a call. If you fall into this category, it is important that you know your options and to take heed before purchasing long term care insurance. At Evans Law Firm, we understand your concern.

Some of the major long term care insurance providers in California are:

  • John Hancock
  • Transamerica
  • Genworth
  • Metlife
  • Conseco
  • UNUM
  • Aegon
  • Prudential

Contact Us

In addition to long term care insurance cases, Evans Law Firm, Inc. handles life insurance and annuity cases and annuity fraud and insurance fraud, financial elder abuse, nursing home abuse and related cases and lawsuits in California. If you have purchased an annuity policy, or are considering purchasing one, and would like to know whether it is a suitable investment for you, contact Evans Law Firm, Inc. at 415-441-8669 or via email at

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"We contacted Evans Law Firm when we were unable to collect on a Long-Term Life Insurance policy for an elderly family member. Ingrid responded almost immediately with an offer of a free consultation. I was immediately impressed with her passion for justice!!"
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