ATTORNEY NEWSLETTER 2 million and counting elders suffer from elder abuse every year in the United States. However, with elder abuse on the rise, and the fact that elder abuse are often not reported, the actual number can exceed 2 million. Only one in 24 victims of elder abuse will […]

When you work with a broker, you can expect to pay a certain amount in transactional fees and charges, most of which can be split into two categories: commission or markup for a specific trade and miscellaneous fees for account maintenance and other expenses. The commission fees are typically self-explanatory, […]

ATTORNEY NEWSLETTER A report released by the Financial Conduct Authority in February 2014 said that the deferred annuities market is messy and that customers are not getting the deals that they deserve. Deferred annuities are a type of investment popular with seniors and elders. Athene USA, known more as Aviva […]

ATTORNEY NEWSLETTER The answer to “who owns the nursing homes in California” is “who knows?”  Home to the largest amount of nursing homes as well as for-profit nursing homes, the fact that it is nearly impossible to tell who owns what is a problem.  California does gather ownership information, but […]

ATTORNEY NEWSLETTER Consumer Watchdog reports that doctors across the country are committing Medicare fraud by ordering medical tests for senior citizens that are unwarranted. Senior citizens, who are the age group least likely to be addicted to illegal drugs, are being tested by their doctors for drugs, such as ecstasy, […]

ATTORNEY NEWSLETTER In 1997, Transamerica Life Insurance Co. became the first insurance company to introduce the Indexed Universal Life insurance policy. Since then, Indexed Universal Life insurance policies have grown in popularity. Indexed Universal Life insurance policies base rate of returns on the performance of stock market index. Purchasers are […]

ATTORNEY NEWSLETTER When it comes to putting your loved one in a nursing home, you want the best. Unfortunately, many nursing home chains in California are nowhere near “the best.” The Sacramento Bee investigated the performance of nursing home chains in California by looking at 46 staffing, inspection, quality-of-care, and […]

In an investment fraud or stockbroker misconduct lawsuit, it is highly likely that the parties will have to participate in the mandatory stockbroker arbitration process. This process is required through the Financial Industry Regulatory Authority (FINRA). Because most brokerage firms have a wealth of high-powered lawyers on retainer for these […]

Insurance Marketing Organizations (IMOs), also known as independent marketing organizations, financial marketing organizations, or national marketing organizations, may have been misleading the public when it comes to promoting Indexed Universal Life insurance policies (IULs).

Should you be buying Equity Indexed Universal Life Insurance (EIUL)? For most of the population, the answer is no. If you answer “yes” to any of the following questions, then you are one of many people who should not purchase Equity Indexed Universal Life Insurance: