All consumers that have property and casualty insurance should be careful to read the fine print on their policies, and take care in choosing an insurance provider. The amount of coverage you should consider should be based on the replacement cost value of your property, and it is crucial to read the entire policy to understand what is and is not covered, say California insurance fraud attorneys.
California insurance fraud attorneys say that factors which consumers should consider in selecting an insurance provider and plan include rates, coverage, deductible amount, and customer service. They also emphasize that it is important to read your entire policy, and to consult a lawyer if you do not understand any of the conditions. In the current buyer-friendly market, consumers have the ability to carefully choose a reputable insurance provider.
Property insurance provides protection against property damage or loss. Companies that offer property insurance, such as Unigard Insurance Company and Unigard Indemnity Company, divisions of QBE insurance company, may offer varying types of coverage. In the case of Unigard Insurance Company, their website states that they offer coverage for all risks, including machinery breakdown, earthquakes, floods, and windstorms.
Casualty insurance can also be known as liability insurance, and covers an individual or organization for negligent acts or omissions. The most common type is automobile insurance. In the case of Unigard Insurance Company and Unigard Indemnity Company, they offer both primary casualty and excessive casualty insurance. Workers’ compensation is also a type of casualty insurance.
Unigard Insurance Company and Unigard Indemnity Company are both part of OBE Insurance Group Limited, which is located in 38 countries and employees 16,000 people worldwide. In addition to property and casualty insurance, QBE Insurance offers specialty, crop, financial institutions, and reinsurance. Small businesses often have property and casualty insurance through a company like Unigard Insurance Company or Unigard Indemnity Company.
Evans Law Firm, Inc. has offices in San Francisco, Los Angeles, and Sonoma, and handles insurance fraud cases. If you have purchased, or are considering purchasing, an insurance policy through Unigard Insurance Company or Unigard Indemnity Company and would like an attorney to review the policy, please contact Evans Law Firm, Inc. at 415-441-8669 or via email at firstname.lastname@example.org.