ATTORNEY NEWSLETTER Federal Government Moves Against Elder Abuse The federal government is taking new steps against the epidemic of elder abuse in this country. President Trump recently signed into law the Elder Abuse Prevention and Prosecution Act which establishes new requirements for the Department of Justice (DOJ) to investigate and […]

ATTORNEY NEWSLETTER Financial Elder Abuse Often Unreported A Growing Problem Recent studies indicate that 1 in 5 seniors will become victims of financial elder abuse. The numbers are up dramatically from past research results and estimates are that financial elder abuse costs its victims a total of $36 billion in […]

ATTORNEY NEWSLETTER Let Us Review Your AXA Equitable Universal or Whole Life Policy If you or a loved one is over age 60 and a California resident who surrendered an AXA Equitable Life Insurance Company universal or whole life insurance policy you may have paid a surrender penalty. California requires […]

ATTORNEY NEWSLETTER  A Closer Look At Variable Annuities Variable annuities are hybrid investments with securities and insurance features. Unlike fixed annuities, returns on variable annuities fluctuate with the market. The Financial Industry Regulatory Authority (FINRA) and Securities and Exchange Commission (SEC) both regulate sales of variable annuities.  The complexity and […]

ATTORNEY NEWSLETTER What is Long Term Care Insurance? Insurance is supposed to protect you from risk. By paying your premiums over the years, you ensure that when something bad finally does happen to you, you’ll have the funds necessary to assist you and remedy the situation.  Some people build strong […]

ATTORNEY NEWSLETTER  Security Benefit Total Value Annuities (TVAs) The annuity attorneys at Evans Law Firm Inc. have experience representing clients who have suffered losses on all types of annuity contracts, including indexed annuities. Indexed annuities are hybrid annuities that offer both a minimum fixed rate of interest and an interest […]

ATTORNEY NEWSLETTER The High Cost of Surrender Charges If you are over age 60, live in California, and have fully or partially surrendered a deferred annuity, you may have paid a surrender charge also called a surrender penalty or withdrawal charge. California law has very specific rules about surrender charges […]

ATTORNEY NEWSLETTER Elder Abuse: The Ugly Facts Elder Abuse Physical elder abuse can be so horrific that is a difficult subject to face. But it happens, right here in San Mateo County.  A recent story depicted the physical and sexual abuse a caregiver inflicted on a senior here in our […]

ATTORNEY NEWSLETTER Financial Exploitation of Elders: A Crime on the Rise Financial Elder Abuse The elderly population in America is steadily growing, as our baby boomers become senior citizens. In fact, about 10,000 individuals turn 65 every single day, which is making “elderly” a very steadily-increasing sector of our population. […]

ATTORNEY NEWSLETTER Annuity Scams Targeted At Seniors Annuity Fraud Seniors can often fall victim to financial elder abuse and scams; on average, this can cost an elder $140,500. This number, while certainly shocking, also exemplifies just how far someone is willing to go for their own gain. Some of this […]