Category: Deferred Annuity

ATTORNEY NEWSLETTER Plan Retirement Investments With Care Avoid Deferred Annuities With Steep Surrender Charges and Certain Types of Life Insurance The closer you get to retiring the more you try and save for the future. While saving as much as you can is important, where you put those savings is […]

ATTORNEY NEWSLETTER Seniors Beware of Deferred Annuities Deferred annuities are complicated insurance policies where the policyholder pays a premium today for a series of income payments in the future. Carriers and agents sell deferred annuities with fixed interest rates, variable rates, and in policies offering fixed and variable funds. All […]

ATTORNEY NEWSLETTER Broker Pushed More Expensive Variable Annuities L-Share and B-Share Variable Annuities Not all variable annuities are the same. Carriers offer B-share contracts with long surrender charge periods and L-share policies with shorter surrender periods but higher fees and commissions.  Both types of variable annuities may be inappropriate for […]

ATTORNEY NEWSLETTER Fighting Harm to Senior Citizens The California elder abuse attorneys at Evans Law Firm, Inc. know that whenever they sue insurance agents and carriers for financial elder abuse they’re in for a fight. Our lawyers are prepared for that fight. Agents and carriers will likely move to dismiss […]

ATTORNEY NEWSLETTER Transamerica Life Insurance Company Variable Annuities The California annuity attorneys at Evans Law Firm Inc. represent clients who have suffered losses from surrenders and fees on all types of annuity contracts, including fixed, indexed, and variable deferred annuities. These contracts charge sales commissions, rider fees and other benefit […]

ATTORNEY NEWSLETTER Jackson National Life Insurance Company Deferred Annuities The annuity attorneys at Evans Law Firm Inc. represent clients over age 60 in California who have suffered losses on all types of annuity contracts, including fixed, indexed, and variable deferred annuities. Often, the policyholder suffers loss on surrender of their […]

ATTORNEY NEWSLETTER Lincoln Financial Deferred Annuities The annuity attorneys at Evans Law Firm Inc. have experience representing clients who have suffered losses on all types of annuity contracts, including fixed, indexed, and variable deferred annuities. All of these contracts charge penalties on full or partial surrenders. Lincoln Financial issues fixed, […]

ATTORNEY NEWSLETTER   Financial Elder Abuse Protections Expanding Cases Against Insurance Companies and Agents Grow   Over the past few years, financial elder abuse cases and protections have steadily expanded, particularly in California. Financial elder abuse attorneys at Evans Law Firm have been in the forefront of this expansion in […]

ATTORNEY NEWSLETTER Understanding the Downside Hidden Costs When deciding whether to buy a deferred annuity with your retirement savings, ask yourself whether you need another annuity, because you already have one in the form of Social Security. And if you’re fortunate enough to look forward to a pension at work, […]

ATTORNEY NEWSLETTER Be Wary of Annuities in Any Form What are Deferred Annuities? Tax deferral is the key to successful retirement savings. Annuity salesmen advise consumers to invest in deferred annuities to maximize tax deferral. We at Evans Law Firm counsel caution, especially for senior consumers. Our attorneys have years […]