ATTORNEY NEWSLETTER AXA Equitable AXA, a massive international financial company, is among the largest insurance companies on the planet. Operating through a large number of subsidiaries and brands in various countries around the globe, AXA owns a significant portion of the life, health, and property insurance policies held by consumers […]

ATTORNEY NEWSLETTER Talcum Powder and Ovarian Cancer A recent consumer protections case has allegedly revealed a long-standing cover-up by Johnson & Johnson, a major U.S. Pharmaceutical, cosmetic, and hygiene company. According to the charges, and numerous studies since 1971, frequent use of talc-based products, such as “Shower to Shower” and […]

ATTORNEY NEWSLETTER Understanding the Risks of Annuities FINRA, the Financial Industry Regulatory Authority, has made waves by fining Prudential Annuities Distributors, Inc., the wing of the financial giant Prudential that’s in charge of selling and managing the company’s annuities, for failing to prevent a theft of $1.3 million from a […]

ATTORNEY NEWSLETTER Unlicensed Insurance Brokers Our Santa Clara annuity fraud attorneys can tell you that seniors are already at risk when dealing with licensed brokers. High commissions, surrender penalties, hidden costs and fees: there are any number of dangers even when buying an annuity from the “safe” sources. However, the […]

In 2016, New York Life Insurance was sued by employees who claimed that they were charged excessive 401(k) fees. The plaintiffs who filed suit alleged New York Life was enriched by unjust fees and expenses because plan managers of 401(k) plans failed to invest in lower-cost funds — a decision […]

Northwestern Mutual offers a variety of whole life insurance policies including 65 Life, 90 Life and Limited Pay Life. The insurer promises you will only pay premiums until age 65 or 90, respectively, with the first two of its whole life policies.

The purchase of whole life insurance is a popular investment option. State Farm Life Insurance Co. is one of the largest insurers offering consumers the chance to buy a whole life insurance policy with a death benefit and an investment component. For those interested in purchasing coverage, State Farm offers […]

ATTORNEY NEWSLETTER Do Whole Life Polices Cost Consumers More than they Make? Whole Life insurance is one of the two main categories of Life Insurance, the other being Term. Whole life and Term Life are exactly what they wound like: the latter is only in effect for a set time […]

ATTORNEY NEWSLETTER The Effect of Arbitration Clauses on consumer Protection The rise of arbitration clauses over the last few decades has meant two different things to two different parties: for corporate attorneys, arbitration clauses allow them to circumvent the long, arduous, and costly process of a civil trial. By consolidating […]

ATTORNEY NEWSLETTER Healthcare Providers and Whistleblowers Numerous cases in recent years have shown the power of whistleblowers to expose corruption, fraud, and misconduct. In the United State, the government has recognized the value of whistleblowers for a long time, and has passed laws enabling and protecting them going back a […]