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Monthly Archives: July 2026

Jul 20, 2026 - Annuities by |

FAQs On Riders in Annuities

ATTORNEY NEWSLETTER What are Riders To Annuity Contracts? Riders are attachments to deferred annuities sold by life insurance agents or retirement planners or other advisors as enhanced benefits to any proposed annuity policy. Riders come with an additional fee added to your base premium.  Available riders include income riders, long-term […]

Jul 17, 2026 - Elder Abuse by |

FAQs On Elder Abuse And Neglect

ATTORNEY NEWSLETTER What does the legal term “neglect” of an elderly person mean? Neglect is a particular form of elder abuse in California. “Neglect,” as defined in the Elder Abuse Act, includes: (1) Failure to assist in personal hygiene, or in the provision of food, clothing, or shelter. (2) Failure to provide […]

Jul 13, 2026 - Annuities by |

FAQs on Deferred Annuities

ATTORNEY NEWSLETTER What is a deferred annuity? Deferred annuities are life insurance contracts where the policy holder makes an upfront premium payment in exchange for an income stream in years to come.  The concept sounds simple enough but in fact deferred annuities, like fixed indexed annuities, are extremely complicated life […]

FAQs On Financial Elder Abuse And Caregiver Fraud

ATTORNEY NEWSLETTER What is financial elder abuse? California broadly defines what constitutes financial elder abuse: (a) “Financial abuse” of an elder or dependent adult occurs when a person or entity does any of the following: (1) Takes, secretes, appropriates, obtains, or retains real or personal property of an elder or dependent adult […]

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