Yearly Archives: 2024

ATTORNEY NEWSLETTER Lenders Cannot Cross-Sell Annuities Watch For Illegal Sales Tactics Remedies For Injured Seniors California seniors with substantial equity and significant appreciation in their homes but fixed incomes may be approached by lenders to consider getting cash by taking out a reverse mortgage on their home.  The title “reverse […]

ATTORNEY NEWSLETTER Caregiver Entrusted To Pay Victim’s Bills Victim Evicted Because Rent Not Paid Caregiver Allegedly Stole Thousands The consequences of financial elder abuse on senior victims can be devastating.  Some elderly victims are driven to the brink of homelessness due to lack of funds to pay their rent.  There […]

ATTORNEY NEWSLETTER Indexed Universal Life Policy Disadvantages Escalating Premiums Complexity And Surrender Penalties Evans Law Firm, Inc. generally cautions against indexed universal life insurance and deferred annuities for senior consumers because these insurance products are expensive, complicated, and tie up invested money for long periods of time.  Deferred annuities are […]

ATTORNEY NEWSLETTER Deferred Annuities Pose Problems For Seniors Penalties For Exiting From Policies Fees And Potential Tax Liabilities Whenever an insurance agent or financial advisor of any kind suggests an indexed annuity for you, be wary, especially if you are retired or nearing retirement.  Indexed annuities, like most deferred annuities, […]

ATTORNEY NEWSLETTER Allegedly False Billing Practices Defendant Settles Allegations For $10 Million Ex-Employee Rewarded $1.7 Million Fraud against the government costs taxpayers billions every year and the majority of fraudulent claims submitted to the government for payment arise from the healthcare sector.  To combat this fraud, private citizens help the […]

ATTORNEY NEWSLETTER Security Benefit Life Insurance Company Total Value Annuities (TVAs) The life insurance and annuity attorneys at Evans Law Firm, Inc. represent California clients who have suffered losses on all types of life insurance and annuity contracts, including indexed annuities and equity indexed universal life insurance. Indexed annuities are […]

ATTORNEY NEWSLETTER Caregiver Found Guilty Of Elder Abuse And Murder By Omission Recent Decision Allows Evidence Of Prior Bad Acts Abandoned Senior Dies By Overdose Seniors under in-home care are at risk of physical and emotional abuse, sexual abuse, neglect, and abandonment even though they are paying for their care.  […]

ATTORNEY NEWSLETTER Illegal Physician Referral Kickbacks Violations of Stark Law and False Claims Act  Former Billing Manager Blows Whistle Kickbacks to physicians for patient referrals are illegal, whether the referral is to a clinic, hospital, lab, nursing home, hospice program or any other health care provider. When the patients are […]

ATTORNEY NEWSLETTER Senior Victim Of Caregiver Fraud Caregiver Entrusted To Pay Senior’s Bills Unauthorized Card Charges And Overdrawn Account Never hand an ATM/debit card or credit card to a caregiver and ask them to go get cash or make purchases.  Never give out any PIN numbers. Never give a caregiver […]

ATTORNEY NEWSLETTER Complicated Contracts With High Fees Penalized For Getting Your Money Back Complex Interest Crediting Formulas Evans Law Firm, Inc. generally recommends against certain types of deferred annuities especially for seniors because these complex insurance policies carry high fees, lack transparency and are illiquid. The contracts are illiquid because […]