Yearly Archives: 2018

ATTORNEY NEWSLETTER  Government Agencies and the Fiduciary Rule Putting You First Last year, the Department of Labor (DOL) announced its fiduciary rule which applies primarily to retirement investment advisors; the rule requires your advisor to put your interests first when it comes to retirement savings recommendations. Recently, the Securities and […]

Recently, Ingrid M. Evans of Evans Law Firm helped a young female victim of inappropriate touching during a massage therapy treatment. The victim experienced non-consensual touching in the breast and pelvic region and sustained lasting harm as a result. The perpetrator claimed the abuse was a recognized massage technique administered […]

ATTORNEY NEWSLETTER Financial Elder Abuse And Annuities Financial elder abuse takes many forms and comes from many different directions. Unscrupulous insurance agents are among the financial predators of seniors.  In a recent publicized case[1] from San Diego, an insurance agent is facing criminal charges for churning annuities he sold to […]

ATTORNEY NEWSLETTER Financial Elder Abuse Senior victims of financial elder abuse are frequently targets of abuse from the very people they have entrusted to care for them or manage their financial affairs once they have lost the ability to manage for themselves. Courts often characterize the relationship between the senior […]

ATTORNEY NEWSLETTER Securities and Exchange Commission Whistleblower Awards Last year alone the Securities and Exchange Commission (SEC) received over 4400 tips about securities fraud from whistleblowers and other complainants. During the course of 2017, the SEC awarded nearly $50 million in whistleblower awards to individuals with new information leading to […]

ATTORNEY NEWSLETTER RiverSource Life Insurance Company Deferred Annuities The financial elder abuse and annuity attorneys at Evans Law Firm Inc. represent clients who have suffered losses on all types of annuity contracts, including fixed, indexed, and variable deferred annuities. These contracts charge sales commissions, rider fees and other benefit charges, […]

Seniors are vulnerable to dishonest behavior, especially by financial professionals including insurance agents who are supposed to help them.  When seniors make financial plans for the future and seek help from agents or other professionals, those seniors have a right to expect honesty and advice appropriate to their specific situation. […]

ATTORNEY NEWSLETTER False Claims Whistleblower Cases Awards The False Claims Act allows private persons (known as “relators” similar to “whistleblowers”) to file a lawsuit[1] against individuals, businesses and other entities that have directly or indirectly defrauded the federal government.  2017 was a banner year for relator/whistleblower cases under the False […]

ATTORNEY NEWSLETTER Financial Elder Abuse And Investment Accounts Seventy percent of personal wealth in the U.S. is held by seniors, and the senior population is growing rapidly. Ten thousand Americans turn 65 years old every day, a pace that won’t slow down until around 2030. As one regulator put it, […]

ATTORNEY NEWSLETTER Beware the Sales Push on Indexed Universal Life Insurance Life Insurance and Retirement Savings Indexed universal life insurance policies (IULs) have been around for years. The sales pitch is always better, tax-deferred, returns on investment.  Some insurance carriers are shifting focus entirely from indexed annuities to IULs as […]