Yearly Archives: 2017

Are Indexed Universal Life Policies Investments? Life Insurance and Retirement Savings Since they were created in the 1980’s, indexed universal life policies (IULs) have been the wunderkind of the life insurance industry. Agents tout them as great investments for the future; detractors see them as pitfalls for the unwary. Late […]

Sleep Clinic Whistleblower Reaps Big Award Medicare Pays Whistleblower Over $500K A former technician at a Bay Area sleep clinic recently received a large award from Medicare for information that her prior employer broke the law. Specifically, the whistleblower’s information to Medicare and the US Department of Justice (DOJ) revealed […]

Prudential Annuities: The Bad, The Bad, And The Bad Annuities Let’s face it: annuities are really insurance contracts masquerading as investments. So often, individuals regret buying annuities once they have. Why do they continue to be popular in the face of widespread disappointment in results? Partly because insurance companies and […]

The Problems Associated With Indexed Universal Life Insurance (IUL) Indexed Universal Life Insurance (IUL) As individuals age, their mind often wanders to how they will pay the bills after they retire. An option often presented to them by or insurance agents or companies is an indexed universal life insurance policy, […]

This Or That: Medicare Just Helped Everyone Compare Nursing Homes Nursing Home Compare Nursing home selection is a problem in our country, state, and even our own San Mateo County, and this should come as almost no surprise. We recently discovered a tool that can help individuals choose more wisely […]

IRS Whistleblowing Cheating On Taxes Taxes are a chore to most, but to others, it seems like they may be an art, and art of fraud, that is. Records show that more and more companies and individuals are attempting to cheat on tax returns and submitting millions of dollars’ worth […]

Why Long Term Care Insurance Is Still A Bad Idea Long Term Care Insurance Long term care insurance may seem like a good investment at first glance, but when you delve deeper into the details, the insurance does not seem to live up to its promises or worse, could be […]

Financial Elder Abuse: Protection and Prevention Financial Elder Abuse Financial elder abuse happens in mass numbers and the consequences are increasingly more and more severe. Recent studies show that 1 in 10 elders is abused, and that figure climbs to 1 in 2 elders when the senior suffers from dementia. […]

Local Ombudsman Program Could Be a Creative Solution to Preventing Nursing Home Abuse Nationwide Nursing Home Abuse and the Ombudsman Nursing home abuse takes many forms and is on the rise. One prevalent example is over-drugging, especially of Alzheimer’s patients. For too long, this form of elder abuse was off […]

The Tragedy of Sexual Assaults in Nursing Homes Vulnerable Seniors Rape Victims Stories of rape of nursing home patients are gruesome and nightmarish. And, grotesquely, on the rise. For decades, this little-discussed issue languished largely in the fading memories of senior victims and the dark secrecy of narrow halls and […]