ATTORNEY NEWSLETTER Long-Term Care Insurance Claims Long-Term Care Insurance has always been sold by agents to help you pay for care when, later in life, you are unable to take care of yourself. Insureds trusted the policies would cover the costs of assisted living care, skilled nursing facilities, and in-home […]

Premiums Skyrocket… And You’re At A Disadvantage Long Term Care Insurance Long term care insurance premiums are skyrocketing, and therefore, it may not be the best choice. If you have had a recent premium payment increase and want us to review your policy at no cost, please give us a […]

Long Term Care Insurance Policies: Increased Prices Long Term Care Insurance Lately, long term care insurance premium have risen so dramatically that many policyholders now find it impossible keep up with payments. Many of these individuals bought their policies years ago, anticipating the need for care insurance when they got […]

ATTORNEY NEWSLETTER Are We Even Getting To Use Our Long Term Care Insurance? Long Term Care Insurance Long term care (“LTC”) insurance is a heavily debated topic. Some people believe it’s a must, others don’t, and many who think they may need it, find the insurance way too expensive to […]

ATTORNEY NEWSLETTER Long Term Care Insurance Benefits Denied: What, Why, and How to Fix It Background Knowledge of Long Term Care Insurance Long term care insurance, in essence, is there to, unsurprisingly: take care of you long term. The basis behind the insurance is you purchase it, pay your premiums, […]

ATTORNEY NEWSLETTER Long Term Care Insurance and the Nursing Home Industry Why do people buy Long Term Care Insurance? On its surface, long term care insurance seems like a safe bet: everyone knows that elder care can be a nasty blow to a senior’s finances, and it makes sense to […]

ATTORNEY NEWSLETTER The Fate of Long Term Care Insurance The Rise of LTC Insurance Decades ago, companies began thinking about how to cash in on a massive demographic shift in the U.S. The average population in the United States was increasing, pushed on by an unprecedented wave of aging Boomers […]

ATTORNEY NEWSLETTER Long Term Care Insurance As America’s population continues to age, one type of insurance that has begun to seem very desirable is long term care insurance. This is designed to help seniors hedge their bets against the rising and potentially savings-draining cost of living in a retirement community, […]

ATTORNEY NEWSLETTER A Shrinking Long-Term Care Insurance Market May Put the Squeeze on Policyholders Seniors and retirees who are looking into their insurance options for old age may have noticed a disturbing trend: Long Term Care insurance, designed to help the elderly afford costs like retirement homes, Continuing Care Retirement […]

Residential Care Facilities for the Elderly Pursued For Elder Abuse With the aging population, California has a growing number of new Residential Care Facilities for the Elderly (RFCE). Unfortunately, RFCEs have become more focused on the business than the elderly and the caregivers are generally undertrained and overworked. In consequence, […]