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ATTORNEY NEWSLETTER Agents Target Seniors With Retirement Planning Seminars The Goal Is To Sell Annuities Resist The Hype And Understand The Disadvantages Events like “retirement planning seminars” or “retirement consultations” typically devolve into annuity sales pitches by the hosting insurance agent.  Whenever an agent approaches you to consider a deferred […]

ATTORNEY NEWSLETTER Lincoln National OptiBlend® 10 Fixed Indexed Annuities The Lincoln National Life Insurance Company, part of the Lincoln Financial Group, issues fixed indexed annuities in California under the trade name Lincoln National OptiBlend® 10 Fixed Indexed Annuities.  These contracts, like all deferred annuities, include complex rules regarding returns and […]

Senior citizens are among the most vulnerable members of our society. Unfortunately, there are too many who would take advantage of their frail physical states and diminished mental capacities for their own ends. Financial fraud against the elderly, including investment fraud, is much more common than it should be and […]

ATTORNEY NEWSLETTER Agents Target Seniors For Annuity Sales Disadvantages For Seniors Understand How Annuities Work Before An Agent Sells You One Evans Law Firm, Inc. recommends against deferred annuities for seniors because we have seen too many older consumers lose money due to sales commissions, withdrawal (or surrender) penalties, annual […]

ATTORNEY NEWSLETTER Caregiver Sentenced After Guilty Plea Alleged Theft Of Jewelry, Money And Drugs From Residents Withholding Medications From 44 Seniors Seniors residing in nursing homes and other care facilities may be at risk of physical abuse and neglect and at the same time financial abuse by those caregivers entrusted […]

ATTORNEY NEWSLETTER Tips On Hiring In-Home Caregivers Use A Bonded Agency Spotting And Stopping Caregiver Fraud Whenever a stranger enters an isolated senior’s home there is a very real risk of financial elder abuse.  This is especially true when the stranger is a caregiver, who may be in the home […]

ATTORNEY NEWSLETTER Understanding The Pitfalls Of Indexed Annuities Annual Fees And Withdrawal Penalties Complex Equations For Calculating Your Return Evans Law Firm, Inc. recommends against deferred annuities for older consumers because they are expensive and complicated and because these contracts tie up a senior’s money for years. Indexed annuities are […]

ATTORNEY NEWSLETTER Facility Employee Exploited Senior Resident Allegedly Used Power Of Attorney To Gain Access To Funds Ordered To Pay $300,000 In Restitution Residents in assisted care facilities and nursing homes are at risk of financial elder abuse every bit as much as seniors living at home under the care […]

ATTORNEY NEWSLETTER Investigating Complaints  Upgrade Schedule Evans Law Firm, Inc. is investigating upgrade problems and obsolescence issues with Apple’s iPad.  Current Upgrade Limitations[1] If you have one of the following iPads, you may not be able to upgrade it beyond the listed iOS version. The original iPad was the first […]

INGRID M. EVANS OF THE EVANS LAW FIRM, INC BIOGRAPHY IN PRACTISING LAW INSTITUTE INGRID M. EVANS – PRACTISING LAW INSTITUTE