Category: Uncategorized

ATTORNEY NEWSLETTER What Are Powers of Attorney? A Power of Attorney (POA) is a very important legal document where the principal authorizes an agent to act on the principal’s behalf. California seniors often execute POAs when their own ability to manage their affairs becomes impaired by illness or loss of […]

ATTORNEY NEWSLETTER A Closer Look At Variable Annuities Variable annuities are complex annuity contracts with securities and insurance features. Returns on variable annuities fluctuate with the market making these complicated contracts especially dangerous for seniors. The complexity and confusion surrounding the terms of variable annuities can lead to questionable sales […]

ATTORNEY NEWSLETTER Financial Elder Abuse Recovery For Victims Elder abuse takes many forms and strikes seniors in Alameda County and throughout California every day. The elder abuse may be physical, emotional, or financial. The Alameda County and California elder abuse attorneys at Evans Law Firm represent senior victims of all […]

ATTORNEY NEWSLETTER Annuity Sales to Seniors Annuities are complex, long-term insurance contracts that insurance agents and carriers promote especially to seniors as vehicles for guaranteed income for life. The Marin County and California financial elder abuse, annuity and securities fraud lawyers at Evans Law Firm, Inc. do not recommend seniors purchase […]

ATTORNEY NEWSLETTER Elder Abuse in Nursing Homes Nursing home residents deserve to be treated with dignity and respect. Sadly, many residents are neglected and abused in the very places where they expect (and pay for) care, attention, and protection from harm.  The Alameda County and California nursing home abuse attorneys […]

ATTORNEY NEWSLETTER Surrender Charges on Whole and Universal Life Insurance If you are over age 60, live in California, and have surrendered a whole or universal life insurance policy, you may have paid a surrender penalty. You may also have suffered a tax loss on the surrender.  The California Insurance […]

ATTORNEY NEWSLETTER Government Announces Record Whistleblower Awards Earlier this year, record whistleblower awards were paid out on two separate cases.[1]  In the first, the Securities and Exchange Commission (SEC) reported that two whistleblowers would receive a combined $61 million in awards.  The SEC’s previous record was $30 million.  Separately, the […]

ATTORNEY NEWSLETTER Actions You Can Take Notifying Bank, Lender and Credit Reporting Agencies Each year millions of Americans are victims of identity theft. Thieves access bank accounts, credit cards, online payment services, and home equity lines of credit. You need to know what you should do and what your rights […]

ATTORNEY NEWSLETTER Elder Abuse Is An Epidemic Millions of Americans have suffered from elder abuse in one form or another. Most cases of elder abuse go unreported according to government agencies and nonprofits who work to protect seniors.  As our population ages, the incidents and forms of elder abuse will […]

ATTORNEY NEWSLETTER FINRA Cracking Down on Faulty Annuity Replacements Cracking Down on Exploitation The Financial Industry Regulatory Authority (FINRA) is looking closely at brokers guilty of churning their clients’ annuities. The churning (or replacements) resulted in heavy surrender charges, fees, and tax bills for the cheated clients. The San Francisco […]