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Category: Life Insurance

Sep 10, 2015 - Allstate by |

Life Assurance: Choosing the Right Policy

ATTORNEY NEWSLETTER If you’re thinking of buying Index Universal Life Insurance or Variable Universal Life Insurance, you might want to think again. These types of Life Insurance rarely return what they cost, and frequently fail to perform anywhere near what consumers are told. Before taking that risk, we want to […]

Aug 21, 2015 - Annuities by |

California annuity and insurance fraud attorneys recommend that consumers carefully review annuity policies purchased through Fidelity and Guaranty Life Insurance Company.

ATTORNEY NEWSLETTER California annuity and insurance fraud attorneys recommend that consumers carefully review annuity policies purchased through Fidelity and Guaranty Life Insurance Company. Annuities are complex products that often have hidden fees and costs. It is recommended that consumers carefully review any policy and consider their options before purchasing any […]

Aug 20, 2015 - Annuities by |

Consumers Should Carefully Review Annuity and Insurance Purchases from Aviva Life Insurance

Consumers Should Carefully Review Annuity and Insurance Purchases from Aviva Life Insurance ATTORNEY NEWSLETTER Although insurance agents and companies often pitch the benefits of deferred annuities, it is important for senior citizens and other consumers to also know the risks involved in purchasing an annuity policy. Annuity companies and their […]

Aug 18, 2015 - Annuities by |

Transamerica Life Insurance Company Raises Cost of Insurance Charges on Universal Life Insurance Products

ATTORNEY NEWSLETTER Consumers should be aware that insurance companies can raise the Cost of Insurance (COI) rates on non-guaranteed life insurance products, resulting in higher monthly policy charges. When there is a change in expectations as to future experience, insurance companies can increase the current COI rates to no greater […]

Aug 5, 2015 - Annuities by |

Consumers Should Carefully Review Annuity and Insurance Purchases from Aviva Life Insurance

ATTORNEY NEWSLETTER Consumers purchasing annuities or indexed universal life insurance policies should carefully review the policy, and research the risks involved in purchasing this type of investment. Aviva USA, and its parent company, Athene USA, is one of the biggest providers of annuities and life insurance products, including Indexed Universal […]

Jun 23, 2015 - Annuities by |

Understanding Indexed Universal Life Illustrations

ATTORNEY NEWSLETTER Indexed universal life (IUL) insurance illustrations often appear compelling, and can outperform traditional universal life (UL) illustrations. However, these illustrations can be misleading and set unrealistic expectations for consumers. It is important that consumers who are considering these policies understand these illustrations in order to make a suitable […]

Apr 21, 2015 - Annuities Fraud by |

California Life Insurance and Annuity Fraud Attorneys Warn That Indexed Universal Life Insurance Policy Illustrations Can Create Unrealistic Expectations of Policy Performance

ATTORNEY NEWSLETTER California life insurance and annuity fraud attorneys warn consumers that insurance policy illustrations may be misleading and create heightened expectations for unrealistic results. Illustrations can be a useful way to demonstrate and understand how a policy, such as an indexed universal life policy (IUL), may work. However, they […]

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