ATTORNEY NEWSLETTER Protecting Elders with Memory Loss One of the most difficult aspects of aging loved ones is the onset of memory and cognition issues. While it may not impact all seniors, the majority have to deal with some level of dementia, Alzheimer’s or other neurological condition. For close family […]

ATTORNEY NEWSLETTER Are annuities as stable as brokers claim? Annuity companies spend a great deal of time, energy, and marketing dollars to build the reputation of their product as a rock-solid investment. They’ve banked on this in their campaign to sell indexed annuities, products that make the impossible claim of […]

ATTORNEY NEWSLETTER The New Landscape of Fee-Based Annuities As the Department of Labor’s new rule comes into effect, requiring insurance and annuity salespeople to act as fiduciaries, financial companies are scrambling to adapt. One way that some companies are trying to deal with this change is to find a loophole […]

The Waiting Game: Why Insurance Salespeople Push Whole Life Insurance There are innumerable options available to a person looking at purchasing a life insurance policy. Universal, indexed, term, etc. While there are issues with many of these types, one in particular has drawn the ire of financial advisors and life […]

ATTORNEY NEWSLETTER Prudential, Jackson National, and the future of the annuity As the Department of Labor requires more insurance brokers to act as fiduciaries, and as FINRA continues its investigation into variable annuities, it’s clear that the increased scrutiny is having a bit of a shriveling effect on the market […]

ATTORNEY NEWSLETTER Understanding the details of Variable Annuities Variable annuities, considered by some financial advisors to be among the most complicated and least understood product of its kinds, have come under increased scrutiny in 2016, as FINRA, the Financial Industry Regulatory Authority, has declared its intention to investigate them more […]

ATTORNEY NEWSLETTER The Avlue and Drawbacks of Indexed Annuities As the Department of Labor’s more stringent annuity rules go into effect, major sellers of both fixed and variable annuities are having to compensate and adjust both their sales tactics and the contents of their policies. While a number of sellers […]

ATTORNEY NEWSLETTER The Changing Rout of the Elder Justice Roadmap Last week, California became the 6th state in the U.S. to implement a law allowing terminally ill patients to take their own lives. The process of constructing, implementing, and regulating the law and its use has been an arduous and […]

ATTORNEY NEWSLETTER SEC Whistleblower Program Awards The Securities and Exchange commission has just doled out it’s second-largest award ever, a whopping $17 million, to a Wall Street employee who provided insider information that helped advance an SEC investigation. Due to the nature of the investigation and the anonymity of the […]

ATTORNEY NEWSLETTER Opiods and Elder Abuse The opioid epidemic in America has brought about profound changes in many aspects of healthcare, the justice system, law enforcement, and mental health. As professionals from these areas try to cope with the extent to which opioids and opioid users affect their duties, it […]