Category: Long-term Insurance

Premiums Skyrocket… And You’re At A Disadvantage Long Term Care Insurance Long term care insurance premiums are skyrocketing, and therefore, it may not be the best choice. If you have had a recent premium payment increase and want us to review your policy at no cost, please give us a […]

Why Long Term Care Insurance Is Still A Bad Idea Long Term Care Insurance Long term care insurance may seem like a good investment at first glance, but when you delve deeper into the details, the insurance does not seem to live up to its promises or worse, could be […]

Long Term Care Insurance Policies: Increased Prices Long Term Care Insurance Lately, long term care insurance premium have risen so dramatically that many policyholders now find it impossible keep up with payments. Many of these individuals bought their policies years ago, anticipating the need for care insurance when they got […]

ATTORNEY NEWSLETTER Why You Should Think Twice about Equity Indexed Universal Life Insurance Equity Indexed Universal Life Policies Chances are, if you haven’t already, you may well hear in 2017 from a life insurance agent selling indexed life insurance, whether you live in Marin County or not. That is, life […]

ATTORNEY NEWSLETTER Are We Even Getting To Use Our Long Term Care Insurance? Long Term Care Insurance Long term care (“LTC”) insurance is a heavily debated topic. Some people believe it’s a must, others don’t, and many who think they may need it, find the insurance way too expensive to […]

ATTORNEY NEWSLETTER Long Term Care Insurance Benefits Denied: What, Why, and How to Fix It Background Knowledge of Long Term Care Insurance Long term care insurance, in essence, is there to, unsurprisingly: take care of you long term. The basis behind the insurance is you purchase it, pay your premiums, […]

ATTORNEY NEWSLETTER A Shrinking Long-Term Care Insurance Market May Put the Squeeze on Policyholders Seniors and retirees who are looking into their insurance options for old age may have noticed a disturbing trend: Long Term Care insurance, designed to help the elderly afford costs like retirement homes, Continuing Care Retirement […]

ATTORNEY NEWSLETTER A $125 Million Settlement Put Skilled Nursing Facilities on Notice A Qui Tam Lawsuit against the Kindred/RehabCare Nursing home company has just settled for $125 million, according to the law firm that handled the case. The claims, levied under the False Claims Act, were that nursing homes owned […]

ATTORNEY NEWSLETTER Unbeknownst to many, September is Life Insurance Awareness month, as well as National Yoga Month, National Bourbon Heritage Month, National Papaya Month, and National Prostate Health Month. While the last four are all nationally recognized, the first is a marketing event put on by Life Happens, a non-profit […]

ATTORNEY NEWSLETTER At first glance, Indexed Universal Life Insurance sounds like a dream come true: guaranteed market returns on your life insurance and a solid floor to prevent you from losing your primary. But there’s a reason some Insurers are pushing Indexed Universal Life policies: they don’t perform the way […]