Category: Index Life Universal Life

ATTORNEY NEWSLETTER The Indexed Universal Life Insurance policy is a recent invention, only coming into existence in the last decade or so. Traditional life insurance can be traced back for centuries, and is among the most regulated and carefully monitored financial product in existence. Considering that, what’s the advantage of […]

ATTORNEY NEWSLETTER It’s tempting to see retirement saving as a viable way to get big returns off Wall St. investment, to provide a hefty sum for potential medical costs, caretaking, and passing on to the next generation of your family. But the cost of big returns is big risks, and […]

ATTORNEY NEWSLETTER Unbeknownst to many, September is Life Insurance Awareness month, as well as National Yoga Month, National Bourbon Heritage Month, National Papaya Month, and National Prostate Health Month. While the last four are all nationally recognized, the first is a marketing event put on by Life Happens, a non-profit […]

ATTORNEY NEWSLETTER At first glance, Indexed Universal Life Insurance sounds like a dream come true: guaranteed market returns on your life insurance and a solid floor to prevent you from losing your primary. But there’s a reason some Insurers are pushing Indexed Universal Life policies: they don’t perform the way […]

ATTORNEY NEWSLETTER It’s been a long time since life insurance was a risky business. In the last century and a half, reformers have created a sold, staid industry that is compelled by law to invest the bulk of its customers’ money in low-yield, low-risk bonds that are guaranteed to produce […]

ATTORNEY NEWSLETTER If you’re thinking of buying Index Universal Life Insurance or Variable Universal Life Insurance, you might want to think again. These types of Life Insurance rarely return what they cost, and frequently fail to perform anywhere near what consumers are told. Before taking that risk, we want to […]

The Evolution of Life Insurance: Newest Trend Index Universal Life ATTORNEY NEWSLETTER For many people life insurance is a no brainer. We are told it is part of a secure financial plan that will help family members and loved ones funerals costs and even pending financial responsibilities. But the reality […]

Consumers Should Carefully Review Annuity and Insurance Purchases from Aviva Life Insurance ATTORNEY NEWSLETTER Although insurance agents and companies often pitch the benefits of deferred annuities, it is important for senior citizens and other consumers to also know the risks involved in purchasing an annuity policy. Annuity companies and their […]

Banner and William Penn Raise Cost of Insurance Charges on Universal Life Insurance Products ATTORNEY NEWSLETTER California insurance fraud attorneys warn that consumers with universal life plans through Banner or William Penn should be aware that their cost of insurance (COI) rates may be increasing. As of August 1, Banner […]

ATTORNEY NEWSLETTER Consumers purchasing annuities or indexed universal life insurance policies should carefully review the policy, and research the risks involved in purchasing this type of investment. Aviva USA, and its parent company, Athene USA, is one of the biggest providers of annuities and life insurance products, including Indexed Universal […]