Category: Elder Abuse

ATTORNEY NEWSLETTER IOVAs: Investment Only Variable Annuities What are IOVAs and How Do They Work? Tax deferral is the key to successful retirement savings. IRAs, 401(k)s, SEPs and the like offer deferral but annual contribution limits are relatively low for high earners. Annuity carriers offer another possibility. Investment Only Variable […]

ATTORNEY NEWSLETTER Understanding Income Riders Income Riders Flood Annuities Market A flood of new income riders on annuities partially explains a recent boom in sales. Annuity sales hit a record $203 billion last year. Before you climb abroad this fast-moving train, make sure you understand what annuities are, what income […]

ATTORNEY NEWSLETTER Elder Abuse: The Hard Facts Elder Abuse These days, elder abuse is a rapidly growing crime. Elder abuse occurs in every variety of setting, from the family home to assisted living complexes to large medical and skilled nursing facilities. It is important to stay vigilant about protecting yourself […]

ATTORNEY NEWSLETTER Signs of Financial Elder Abuse What to Look For Sadly, financial elder abuse has become a real epidemic in this country. As financial elder abuse lawyers at Evans Law Firm we see cases of financial elder abuse every day. More and more financial elder abuse stories are appearing […]

ATTORNEY NEWSLETTER Abuse A Growing Crime Against Elders Abuse By The Numbers To think of one elder being abused is gut-wrenching, the total numbers even more so. Elder abuse has become an epidemic in this country. The number of elders being abuse is estimated at around 2.5 million every single […]

ATTORNEY NEWSLETTER Holistic Retirement Planning Planning for Tomorrow Twenty-first Century life is ever more caught up in the moment; it’s a Snapchat/Instagram world shared in a succession of moments. But the moments add up to hours and days and years, the years to decades. Before you know it, you’re caught […]

ATTORNEY NEWSLETTER Big Commissions on Unsuitable Annuity Exchanges FINRA Cracking Down Annuity salesman love to promote annuity exchanges, urging clients to swap one annuity for another. Big commissions incentivize salesmen for deals unsuitable to clients. For years, the Financial Industry Regulatory Authority (FINRA) has warned investors about the risks of […]

ATTORNEY NEWSLETTER Cameras Might Help Contain Nursing Home Abuse Nursing Home Abuse Nursing home abuse is an ever-common tragedy in facilities nowadays. As our largest population segment ages into elders, more and more people face the possibility of time spent in nursing homes or other care facilities. This makes it […]

ATTORNEY NEWSLETTER The Insatiable Appetite for Commissions Broker Stops At Nothing For Commission Dollars Sales commissions in the life insurance/annuity business are big. Typically, annuity commissions hover at 10% and whole life commissions much higher, at least in the first year of premium payments. In a recent case, a broker […]

ATTORNEY NEWSLETTER Arbitration Clause in Warranty Struck Down Consumer Protection California consumers gained added protection recently when the Ninth Circuit Court of Appeals denied a manufacturer’s move to compel a consumer to arbitrate a dispute over product warranties. In Norcia v. Samsung Telecommunications America, LLC, 845 F.3d 1279 (9th Cir. […]