ATTORNEY NEWSLETTER Complaint alleges Numerous Check Forgeries Victim’s Checking Account Overdrawn Investigation Reveals Unauthorized Card Charges Never hand an ATM/debit card or credit card to a caregiver and ask them to go get cash or make purchases.  Never give out any PIN numbers. Never give a caregiver or other person […]

ATTORNEY NEWSLETTER Costly Withdrawals From Contracts Locked Into Investment Strategies Commissions, Fees And Caps Diminish Returns Deferred annuities are long-term insurance contracts which require you to lose control over your investment, and some annuities may earn little to no interest.  If you try to exit the annuity contract, you will […]

ATTORNEY NEWSLETTER Complaint Alleges Forgeries By Caregiver Fraudulent Checks Overdraw Account Debit Card Charges By Caregiver Without Permission Never hand an ATM/debit card or credit card to a caregiver and ask them to go get cash or make purchases.  Never give out any PIN numbers. Never give a caregiver or […]

ATTORNEY NEWSLETTER Costly To Get Your Money Back Interest Crediting Rules Operate In Carrier’s Favor Contract Fees And Risks Of Loss Deferred annuities are contracts where the policy holder makes an upfront premium payment in exchange for an income stream in years to come.  The concept sounds simple enough but […]

ATTORNEY NEWSLETTER Broad Authority Under Financial Powers of Authority How POA Authority Is Misused Remedies For Injured Seniors Financial powers of attorney (POAs) grant full authority over a person’s financial affairs, and medical powers of attorney, known in California as an Advance Health Care Directives (AHCDs), grant authority over medical […]

ATTORNEY NEWSLETTER Caregiver Allegedly Used Victim’s Debit Card To Steal $30,000 Taken By ATM Withdrawals Financial Abuse Took Place Over 1 ½ Year Period Unauthorized ATM withdrawals are a common form of financial elder abuse.  If a dishonest caregiver has access to a debit card and can find (or create […]

ATTORNEY NEWSLETTER Penalties On Withdrawals And Contract Fees Complex Interest Crediting Rules Risks Of Loss Deferred annuities are contracts where the policy holder makes an upfront premium payment in exchange from an income stream in years to come.  The principal sounds simple enough but in fact deferred annuities, like fixed […]

ATTORNEY NEWSLETTER Deferred Annuities Are Complex And Expensive Insurance Policies Policy Features Limit Your Upside Fees And Expenses May Be High Evans Law Firm, Inc. generally recommends against certain types of deferred annuities, including fixed indexed annuities, for older consumers based on what we have seen in our litigation experience: […]

ATTORNEY NEWSLETTER Long-Term Contracts With Surrender Penalties Loss Of Control Over Investments Low Or no Interest And High Fees Deferred annuities, such as fixed indexed annuities, are long-term, complex insurance policies which require you to lose control over your investment.  Some contracts may earn little to no interest, and if […]

ATTORNEY NEWSLETTER  “Ferris Bueller’s Day Off” Actress Suffers From Dementia Allegations Of Using Romance To Take Advantage Victim Has Been Taken Advantage Of Before Seniors and persons of all ranks of life may be victims of financial elder abuse.  Abuse strikes across all genders and socioeconomic groups.  When celebrities are […]