ATTORNEY NEWSLETTER Are there annual fees insurers charge in life insurance policies? Yes. Most insurance carriers charge certain fees and expenses in each year of an indexed universal life insurance policy. Sometimes...
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ATTORNEY NEWSLETTER What is elopement? Elopement is a very dangerous, and sadly common, behavior pattern of Alzheimer sufferers and persons with other forms of dementia to wander away from their homes or facilities where they...
FAQs On Theft By Use Of Financial Powers Of Attorney
July 23, 2026
ATTORNEY NEWSLETTER What is a financial power of attorney? Financial powers of attorney (POAs) grant full authority over a person’s financial affairs. The form for financial POA is found in California statutes. See Cal....
ATTORNEY NEWSLETTER What is meant by the legal term “capacity”? The legal term “capacity” is akin to the layperson’s idea of competence. Minors, for example, are incompetent, or lack capacity, to sign legal...
FAQs On Riders in Annuities
July 20, 2026
ATTORNEY NEWSLETTER What are Riders To Annuity Contracts? Riders are attachments to deferred annuities sold by life insurance agents or retirement planners or other advisors as enhanced benefits to any proposed annuity...