ATTORNEY NEWSLETTER Brokers Move from Variable to Indexed Annuities Why the Variable Annuity is in Decline 2016 has been a rough year for many people, not least for sellers of variable annuities. Regulatory oversight, the new Department of Labor fiduciary rule, and market factors have led to a year that […]

ATTORNEY NEWSLETTER Long Term Care Insurance and the Nursing Home Industry Why do people buy Long Term Care Insurance? On its surface, long term care insurance seems like a safe bet: everyone knows that elder care can be a nasty blow to a senior’s finances, and it makes sense to […]

ATTORNEY NEWSLETTER Regulation and the Nursing Home Industry How California Regulates Nursing Homes One increasing concern for seniors and their relatives is that they find a nursing home or CCRS that will not only fit their medical requirements and budget, but that also has a clean record from state regulators. […]

ATTORNEY NEWSLETTER Financial Elder Scams Financial Scams On The Rise In The Elderly Population: How They Happen And How To Prevent Them Financial Scams Financial scams happen every day and are always a growing concern. Because of this, it has become almost intuitive to be vigilant about checking bank statements […]

ATTORNEY NEWSLETTER The Fate of Long Term Care Insurance The Rise of LTC Insurance Decades ago, companies began thinking about how to cash in on a massive demographic shift in the U.S. The average population in the United States was increasing, pushed on by an unprecedented wave of aging Boomers […]

ATTORNEY NEWSLETTER Spotting and Reporting Elder Abuse Knowing the Signs of Abuse Many states, California included, have what are known as “mandatory reporter of elder abuse.” Certain people, generally doctors, police, social workers, and other who are likely to be involved in elders lives, are required to report to Adult […]

ATTORNEY NEWSLETTER Who Commits Elder Abuse?   The State of Financial Elder Abuse in California It’s not easy to find someone who doesn’t condemn elder abuse. From the Federal government and state legislatures, to banks and financial institutions, and down on to everyday folks, there’s no-one who countenances abuse, either […]

ATTORNEY NEWSLETTER How Whole Life Insurance is Sold Term vs. Whole Life Insurance When you or I think of life insurance, what we’re most likely imagining is term life insurance. You pay your premium every month, and if you die while the contract is active, your beneficiary receives a sum […]

ATTORNEY NEWSLETTER The IRS Whistleblower Program How the Program Works In this age of heightened notoriety for whistleblowers like Edward Snowden and Chelsea Manning, it can often seem like there’s little or no recourse for those with inside knowledge. However, while it can often be difficult to spill the beans […]

ATTORNEY NEWSLETTER The Role of Whistleblowers in Healthcare How Whistleblowers can Reform the Healthcare Industry Whistleblowers have long been looked to by the U.S. government to help uncover wrongdoing and work with government agents to ensure that inside information about systematic fraud is revealed. The False Claims Act, which empowers […]