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Oct 17, 2018 by |

San Francisco and California Elder Abuse, Annuity and Securities Attorneys: Financial Elder Abuse by Insurance Agents and Carriers

ATTORNEY NEWSLETTER

Fighting Harm to Senior Citizens

Insurance agents and carriers target seniors for expensive insurance products like life insurance and annuities that charge high premiums and pay big commissions but are unsuitable for the senior’s financial picture and station in life. After the policies are in place, seniors find their money tied up for years, hostage to withdrawal penalties, fees, and low returns. The California elder abuse attorneys at Evans Law Firm, Inc. represent seniors exploited by agents and carriers.  If you are over 60 and live in California and have lost money on a surrender or cancellation of life insurance or an annuity or due to hidden fees or premium increases, call us today at (415)441-8669.

Our lawyers know whenever we sue insurance agents and carriers on behalf of an injured senior we’re in for a fight. Agents and carriers will disavow any duty to the senior, claim they just provided what the senior asked for, and disclosed everything the senior needed to know about what they were sold.  We’re prepared.  Our lawyers know the real story when we hear those arguments. The law imposes duties of honesty and fair dealing on agents and a stricter fiduciary duty in some cases.  California law mandates disclosures that may never have been given. The law protects seniors when the agent and carrier overreachs or exerts undue influence to sell an unsuitable product.  We know the real standards imposed on agents and carriers and pursue all remedies for the injured senior when those standards aren’t met.

If you are over 60 and live in California and have been sold an inappropriate or unsuitable policy, contact qualified counsel now[1]. The policy may be the end product of elder abuse and we will effectively pursue all remedies available to you if you are a California senior, including rescission of the policy, restitution of moneys paid and extra damages and attorneys’ fees and costs for the policyholder.  If you or a loved one lives in California and has suffered a loss as a result of financial elder abuse by a insurance agent, financial advisor and carrier, call us today at (415)441-8669. 

Contact Us

If you or someone you love is the victim of any type of financial elder abuse or securities or other financial fraud in California, call the San Francisco and California elder abuse and securities attorneys at Evans Law Firm, Inc. at (415) 441-8669, or by email at <a href=”mailto:info@evanslaw.com”>info@evanslaw.com</a>. Our attorneys have experience with fraud and financial elder abuse cases and complex qui tam or whistleblower cases including offshore tax avoidance cases, complex financial contract cases and cases against large insurance companies. We can help guide your case through a jury trial or toward an equitable settlement.  We also handle cases involving physical elder abuse, nursing home abuse, whole life insurance and universal life insurance, and indexed, variable, and fixed annuities.

Annuities and life insurance produce large sales commissions for brokers but are often inappropriate products for consumers, especially seniors. Leading providers and distributors of life insurance and fixed, variable and fixed indexed deferred annuities in California are listed below.  We are not in any way suggesting that any of these carriers or distributors has done anything wrong.  Rather, the list is provided solely as a reference for our readers.

AIG/American General Life Insurance Company

Allianz Life Insurance Company of North America

American Equity Investment Life Insurance Company

American General Life Insurance Company/AIG

American National Life Insurance Company

Ameriprise Financial/RiverSource Life Insurance Company

Ameriprise Financial/Securities America, Inc.

Athene Annuity & life Assurance Company

Athene Annuity and Life Company

Athene USA

Aviva Life Insurance Company

AXA Equitable Life Insurance Company/AXA US

Bankers Life Insurance and Casualty Company

Brighthouse Financial, Inc./MetLife

Citigroup Global Markets, Inc.

Crump Life Insurance Services, Inc.

CUNA Mutual Group/CMFG Life Insurance Company

EquiTrust Life Insurance Company

Fidelity & Guaranty Life Insurance Company

Forethought Life Insurance Company/Global Atlantic Financial Group

Genworth Life Insurance Company

Global Atlantic Financial Group/Forethought Life Insurance Company

Guardian Life Insurance Company

Guggenheim Partners/Security Benefit Life Insurance Company

ING USA Annuity and Life Insurance Company

Jackson National Life Insurance Company

John Hancock Life Insurance Company

Lincoln Benefit Life Company

Massachusetts Mutual Life Insurance Company

Merrill Lynch Life Agency Inc.

Metlife/Metropolitan Life Insurance Company/Brighthouse Financial, Inc.

Nationwide Life Insurance Company

New York Life Insurance Company

Northwestern Mutual Life Insurance Company

Pacific Life Insurance Company

Principal Financial Group

Prudential Life Insurance Company

Raymond James Insurance Group

RiverSource Life Insurance Company/Ameriprise Financial

Securities America, Inc./Ameriprise Financial

Security Benefit Life Insurance Company/Guggenheim Partners

Symetra Life Insurance Company

Transamerica Life Insurance Company

Unum Life Insurance Company of America

Voya/Reliastar Life Insurance Company

Wells Fargo Advisors

World Financial Group Insurance Agency, Inc.

[1] If you suspect you have been sold an inappropriate or unsuitable policy and/or are a victim of elder abuse, act quickly and seek the help of qualified counsel.  You do not want to lose out on your rights because you have waited too long.

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"We contacted Evans Law Firm when we were unable to collect on a Long-Term Life Insurance policy for an elderly family member. Ingrid responded almost immediately with an offer of a free consultation. I was immediately impressed with her passion for justice!!"