Fighting Harm to Senior Citizens
Insurance agents and carriers target seniors for expensive insurance products like life insurance and annuities that charge high premiums and pay big commissions but are unsuitable for the senior’s financial picture and station in life. After the policies are in place, seniors find their money tied up for years, hostage to withdrawal penalties, fees, and low returns. The California elder abuse attorneys at Evans Law Firm, Inc. represent seniors exploited by agents and carriers. If you are over 60 and live in California and have lost money on a surrender or cancellation of life insurance or an annuity or due to hidden fees or premium increases, call us today at (415)441-8669.
Our lawyers know whenever we sue insurance agents and carriers on behalf of an injured senior we’re in for a fight. Agents and carriers will disavow any duty to the senior, claim they just provided what the senior asked for, and disclosed everything the senior needed to know about what they were sold. We’re prepared. Our lawyers know the real story when we hear those arguments. The law imposes duties of honesty and fair dealing on agents and a stricter fiduciary duty in some cases. California law mandates disclosures that may never have been given. The law protects seniors when the agent and carrier overreachs or exerts undue influence to sell an unsuitable product. We know the real standards imposed on agents and carriers and pursue all remedies for the injured senior when those standards aren’t met.
If you are over 60 and live in California and have been sold an inappropriate or unsuitable policy, contact qualified counsel now. The policy may be the end product of elder abuse and we will effectively pursue all remedies available to you if you are a California senior, including rescission of the policy, restitution of moneys paid and extra damages and attorneys’ fees and costs for the policyholder. If you or a loved one lives in California and has suffered a loss as a result of financial elder abuse by a insurance agent, financial advisor and carrier, call us today at (415)441-8669.
If you or someone you love is the victim of any type of financial elder abuse or securities or other financial fraud in California, call the San Francisco and California elder abuse and securities attorneys at Evans Law Firm, Inc. at (415) 441-8669, or by email at <a href=”mailto:firstname.lastname@example.org”>email@example.com</a>. Our attorneys have experience with fraud and financial elder abuse cases and complex qui tam or whistleblower cases including offshore tax avoidance cases, complex financial contract cases and cases against large insurance companies. We can help guide your case through a jury trial or toward an equitable settlement. We also handle cases involving physical elder abuse, nursing home abuse, whole life insurance and universal life insurance, and indexed, variable, and fixed annuities.
Annuities and life insurance produce large sales commissions for brokers but are often inappropriate products for consumers, especially seniors. Leading providers and distributors of life insurance and fixed, variable and fixed indexed deferred annuities in California are listed below. We are not in any way suggesting that any of these carriers or distributors has done anything wrong. Rather, the list is provided solely as a reference for our readers.
AIG/American General Life Insurance Company
Allianz Life Insurance Company of North America
American Equity Investment Life Insurance Company
American General Life Insurance Company/AIG
American National Life Insurance Company
Ameriprise Financial/RiverSource Life Insurance Company
Ameriprise Financial/Securities America, Inc.
Athene Annuity & life Assurance Company
Athene Annuity and Life Company
Aviva Life Insurance Company
AXA Equitable Life Insurance Company/AXA US
Bankers Life Insurance and Casualty Company
Brighthouse Financial, Inc./MetLife
Citigroup Global Markets, Inc.
Crump Life Insurance Services, Inc.
CUNA Mutual Group/CMFG Life Insurance Company
EquiTrust Life Insurance Company
Fidelity & Guaranty Life Insurance Company
Forethought Life Insurance Company/Global Atlantic Financial Group
Genworth Life Insurance Company
Global Atlantic Financial Group/Forethought Life Insurance Company
Guardian Life Insurance Company
Guggenheim Partners/Security Benefit Life Insurance Company
ING USA Annuity and Life Insurance Company
Jackson National Life Insurance Company
John Hancock Life Insurance Company
Lincoln Benefit Life Company
Massachusetts Mutual Life Insurance Company
Merrill Lynch Life Agency Inc.
Metlife/Metropolitan Life Insurance Company/Brighthouse Financial, Inc.
Nationwide Life Insurance Company
New York Life Insurance Company
Northwestern Mutual Life Insurance Company
Pacific Life Insurance Company
Principal Financial Group
Prudential Life Insurance Company
Raymond James Insurance Group
RiverSource Life Insurance Company/Ameriprise Financial
Securities America, Inc./Ameriprise Financial
Security Benefit Life Insurance Company/Guggenheim Partners
Symetra Life Insurance Company
Transamerica Life Insurance Company
Unum Life Insurance Company of America
Voya/Reliastar Life Insurance Company
Wells Fargo Advisors
World Financial Group Insurance Agency, Inc.
 If you suspect you have been sold an inappropriate or unsuitable policy and/or are a victim of elder abuse, act quickly and seek the help of qualified counsel. You do not want to lose out on your rights because you have waited too long.