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Dec 19, 2019 by |

Marin and California Life Insurance and Annuities Attorney: Voya Indexed Universal Life Insurance


Voya Indexed Universal Life Insurance Products

Voya’s Index Credit Accumulation Riders (ICAR)

Evans Law Firm, Inc. represents clients who have suffered losses on all types of life insurance and annuity contracts, including equity indexed universal life insurance. Voya Financial, Inc., a financial conglomerate that targets retirement investments, issued indexed universal life insurance policies through its subsidiaries Voya Insurance and Annuity Company, Security of Denver Life Insurance Company, Reliastar Life Insurance Company, and Voya Annuity and Life Insurance Company.  Voya’s indexed universal life policies were sold in California and throughout the United Sates.

One line of Voya’s indexed universal life insurance policies is sold with Voya’s Index Credit Accumulation Rider (“ICAR”). If you or a loved one is a United States resident who purchased an ICAR indexed universal life policy from Voya call our California lawyers today toll free at 888-50EVANS (888-503-8267) for a free evaluation of your particular policy.

Voya’s Indexed Universal Life Insurance Business

Voya sells its financial products through Voya Financial Advisors, Inc. and through Voya product partners such as World Financial Group or other advisory and brokerage firms. Voya’s book of annuities and life insurance has recently shifted. In 2018, Voya Financial divested itself of much of its annuity business to a consortium called Venerable Holdings, Inc., and announced later that year that it will no longer sell individual life insurance. Nevertheless, over 785,000 existing individual life insurance policies are still in force including a large number of indexed universal life insurance policies with the ICAR rider.

Contact Us

If you are a United States resident and purchased a Voya Insurance and Annuity Company, Security of Denver Life Insurance Company, Reliastar Life Insurance Company, and Voya Annuity and Life Insurance Company annuity or ICAR universal life insurance policy within the last four years, contact Ingrid M. Evans and the other California attorneys at Evans Law Firm for a free evaluation of your policy toll free at (888)50-EVANS (888-503-8267), or by email at <a href=””></a>. Our attorneys have experience with complex financial contracts including life insurance and annuity contracts.  We can help guide any litigation through a jury trial or toward an equitable settlement.  We also handle cases involving physical and financial elder abuse, qui tam and whistleblower law, nursing home abuse, whole life insurance and universal life insurance, and indexed, variable, and fixed annuities.

Annuities and life insurance produce large sales commissions for brokers but are often inappropriate products for consumers, especially seniors. Leading providers and distributors of life insurance and fixed, variable and fixed indexed deferred annuities in California, including Voya, are listed below.  We are not in any way suggesting that any of these carriers or distributors has done anything wrong.  Rather, the list is provided solely as a reference for our readers.

AIG/American General Life Insurance Company

Allianz Life Insurance Company of North America

American Equity Investment Life Insurance Company

American General Life Insurance Company/AIG

American International Group, Inc. (AIG)

American National Life Insurance Company

Athene Annuity & Life Assurance Company

Athene Annuity and Life Company

Athene USA

Aviva Life Insurance Company

AXA Equitable Financial Services, LLC

AXA Equitable Life Insurance Company/AXA US

AXA Advisors, LLC

Brighthouse Financial, Inc./MetLife

EquiTrust Life Insurance Company

Fidelity & Guaranty Life Insurance Company

Genworth Financial, Inc.

Genworth Life and Annuity Insurance Company

Genworth Life Insurance Company

Guggenheim Partners, LLC

Guggenheim Partners/Security Benefit Life Insurance Company

ING USA Annuity and Life Insurance Company

Jackson National Life Insurance Company

John Hancock Life Insurance Company

Lincoln Benefit Life Company

Lincoln Financial Group

Massachusetts Mutual Life Insurance Company

Metlife/Metropolitan Life Insurance Company/Brighthouse Financial, Inc.

Minnesota Life Insurance Company

Nationwide Investor Services Corporation (NISC)

Nationwide Life and Annuity Insurance Company

Nationwide Life Insurance Company

New York Life Insurance Company

Northwestern Mutual Investment Services, LLC

Northwestern Mutual Life Insurance Company

Northwestern Mutual Wealth Management Company

Pacific Life & Annuity Company

Pacific Life Insurance Company


Security Benefit Corporation

Security Benefit Group, Inc.

Security Benefit Life Insurance Company/Guggenheim Partners

Security Investors, LLC

Security of Denver Life Insurance Company/Voya

Transamerica Life Insurance Company

Voya Financial Advisors

Voya/Reliastar Life Insurance Company

World Financial Group Insurance Agency, Inc.

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