Category: Uncategorized

ATTORNEY NEWSLETTER Hybrid Long Term Care and Annuity Policies We’ve written before about the risks that long-term care policies and annuities can pose to seniors. All too often, the policies fail to live up to their inflated marketing materials, leaving seniors trying to make up a shortfall in their income, […]

ATTORNEY NEWSLETTER Physical Elder Abuse While elder abuse can come in many forms, including financial abuse by advisers, neglect at a nursing home or by a caregiver, and fraud committed by insurance companies and other financial institutions, perhaps the most heinous form is direct physical abuse committed by those close […]

ATTORNEY NEWSLETTER Preventing and Curing Bedosre A major issue that faces many seniors, especially those in nursing homes or who have in-home caretakers, is pressure ulcers, more commonly known as bedsores. Bedsores resemble bruises when they first start to appear, but within a matter of days can become much more […]

ATTORNEY NEWSLETTER Understanding Caregiver Fraud It’s a sad fact that elders are especially vulnerable to those closest to them. While family and friend can provide a bulwark of support for a senior in a bad situation, sometimes, someone close to a senior can attempt to isolate and control them, often […]

ATTORNEY NEWSLETTER Healthcare Providers and the SEC According to an SEC investigation, a health insurance provider has been using illegal severance agreement that attempt to gag ex-employees who might consider becoming whistleblowers. The agreements, which were changed after the passage of the Dodd-Frank act, make former employees waive their right […]

ATTORNEY NEWSLETTER Caregiver Fraud 2016 has been a year that saw increased focus and attention brought to the issue of elder abuse in the United States, both at the Federal Level and within California, new laws and regulations have been passed to try to prevent seniors from being the targets […]

ATTORNEY NEWSLETTER Sexual Elder Abuse A significant portion of the elderly population of the United States ends up spending some time in a nursing home as they get older. It may be a brief stay to recover from surgery, moving to a retirement community when it becomes difficult to look […]

ATTORNEY NEWSLETTER AXA Equitable AXA, a massive international financial company, is among the largest insurance companies on the planet. Operating through a large number of subsidiaries and brands in various countries around the globe, AXA owns a significant portion of the life, health, and property insurance policies held by consumers […]

ATTORNEY NEWSLETTER Unlicensed Insurance Brokers Our Santa Clara annuity fraud attorneys can tell you that seniors are already at risk when dealing with licensed brokers. High commissions, surrender penalties, hidden costs and fees: there are any number of dangers even when buying an annuity from the “safe” sources. However, the […]

ATTORNEY NEWSLETTER Do Whole Life Polices Cost Consumers More than they Make? Whole Life insurance is one of the two main categories of Life Insurance, the other being Term. Whole life and Term Life are exactly what they wound like: the latter is only in effect for a set time […]