Category: Uncategorized

ATTORNEY NEWSLETTER Understanding Death Benefit Riders The Death Benefit Sales Pitch Chances are, if an agent has pitched you on an annuity, he or she touted its “death benefit” as a major selling point. According to the sales pitch, death benefits guarantee your heirs a return of your annuity premium […]

ATTORNEY NEWSLETTER What If I Bought An Annuity I No Longer Want? What happens when you want to get out of an annuity you bought? You can ask to surrender it. But surrenders may be costly.  If you have owned the annuity for less than ten years or so, you […]

ATTORNEY NEWSLETTER Federal Government Moves Against Elder Abuse The federal government is taking new steps against the epidemic of elder abuse in this country. President Trump recently signed into law the Elder Abuse Prevention and Prosecution Act which establishes new requirements for the Department of Justice (DOJ) to investigate and […]

ATTORNEY NEWSLETTER Elder Abuse: The Ugly Facts Elder Abuse Physical elder abuse can be so horrific that is a difficult subject to face. But it happens, right here in San Mateo County.  A recent story depicted the physical and sexual abuse a caregiver inflicted on a senior here in our […]

ATTORNEY NEWSLETTER Annuity Scams Targeted At Seniors Annuity Fraud Seniors can often fall victim to financial elder abuse and scams; on average, this can cost an elder $140,500. This number, while certainly shocking, also exemplifies just how far someone is willing to go for their own gain. Some of this […]

ATTORNEY NEWSLETTER False Claim Whistleblower Case The “Materiality” Issue The U.S. Court of Appeals for the Fifth Circuit recently took the rare step of overruling a jury finding of False Claims Act (FCA) liability in a case involving government payment for highway guardrails. See United States ex rel. Harman v. […]

ATTORNEY NEWSLETTER Understanding Annuities Tying Up Savings and Hidden Costs Annuities are insurance contracts sold to provide guaranteed income for life. Deferred annuities defer that income (and possibly taxes) until a future date. Insurance agents and advisors promote annuities as retirement savings vehicles. We at Evans Law Firm do not […]

ATTORNEY NEWSLETTER Can Surveillance in Nursing Homes Be a Real Solution for Elder Abuse? Elder Abuse Senior facilities of every kind, including nursing homes, must come to grips with the menace of rising cases of elder abuse, both in San Francisco and beyond. Awareness and dignity training are starters. Families […]

ATTORNEY NEWSLETTER The New and Shiny Annuity Scam: Buffer Annuities Buffer Annuities Just when you thought that annuities could not possibly become more complicated, we are introduced to buffer annuities. Buffer annuities are a hybrid of variable and indexed annuities. The carrier invests your premium in derivative securities (“structured products”) […]

ATTORNEY NEWSLETTER Nursing Home Abuse Elder abuse takes many forms but whether the abuse is physical, psychological, or financial the toll can be devastating. In institutions such as nursing homes, elder abuse can be especially prevalent. We want you to understand more about the nature and occasions for elder abuse […]