Travel Insurance Can Often Create Headaches, Not Prevent Them
Ever bought travel insurance before going on a big trip? If not, you might have made the right choice. Travel insurance, sold by travel agencies and transportation companies such as airlines and cruise lines, is intended to reimburse those who have unforeseen circumstances either prevent or ruin their trip. But these policies are notoriously hard to collect. Claims of medical and weather problems can be classified as “pre-existing conditions,” and some insurers even go so far as to tell travelers to essentially “suck it up” with medical problems that they deem too minor to postpose travel.
The Elderly Are at Risk
Our San Francisco elder abuse attorneys have seen that the elderly are particularly at risk from exclusive travel insurance policies, as mishaps such as falls, medical emergencies, and other injuries can be rejected not only on the grounds they are due to negligence by the customer, but also on the grounds that pre-existing conditions, and even further injuries that exacerbate them, are often not covered in travel insurance plans.
Travel Insurance Horror Stories Abound
Insurers are known to be tough about paying out insurance claims, but some companies go too far. One woman, who cancelled a trip because of the death of her mother, was told that her mother’s high blood pressure invalidated her claim. Anecdotes such as this abound, and as without a critical reevaluation of the travel insurance industry, it is hard to see how things might change.
Get Help With Your Claim
If you have had a bad experience due to the improper administration of a travel insurance claim, contact an experienced lawyer at the Evans Law Firm by calling (415) 441-8669.