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Sep 20, 2015 by |

California Insurance Fraud Attorneys, Allianz Global Assistance

Allianz Global Assistance Partners Up With Global Rescue

ATTORNEY NEWSLETTER

A seasoned traveler knows that sometimes unexpected situations arise that can cause a trip to be abruptly cancelled, interrupted, or otherwise marred in some way. As a result, many of such travelers take the seemingly very prudent step of purchasing travel insurance from a company such as Allianz Global Assistance USA, one of the world’s largest travel insurance providers, hoping they will provide protection in the event of a travel-related setback. Allianz offers several different travel insurance policies that offer varying levels of protection, but most provide protection from both pre-departure risks, such as losing pre-paid nonrefundable deposits or payments if a trip needs to be cancelled prior to departure, and post-departure risks, such as interruption of a trip, medical or dental emergencies during a trip, and baggage being lost, stolen or damaged during a trip.

Sounds great, right? Maybe not. Imagine you purchase travel insurance from Allianz for your impending voyage and your policy includes both pre-departure and post-departure benefits. And then at the last minute, for whatever reason, you cancel your vacation. Allianz easily reimburses you for the non-refundable airfare and other deposits you may have lost, if any, but you paid for a policy that covers both pre-departure and post-departure issues.

If you never went on your trip, shouldn’t the amount you paid for post-departure coverage be refunded to you, as there can be no post-departure issues when you never actually departed at all? When the company was never exposed to any post-departure risk, our California insurance fraud attorneys argue that it doesn’t seem fair for travelers to have to pay for post-departure coverage and not receive a refund – and the law seems to agree. If you have experienced a similar issue with your Allianz travel insurance, The Evans Law Firm would like to hear from you at (415) 441-8669. The Evans Law Firm is a plaintiffs’ firm in San Francisco concentrating on consumer fraud class actions involving particularly insurance and banking claims, consumer product liability and personal injury cases.

Global Rescue, the AAA of international travel, has added Allianz travel insurance to their services, in an attempt to appeal to customers who are more likely to need baggage replaced than a medivac off Mount Kilimanjaro. They say that Allianz travel insurance is a reliable way to improve customer satisfaction and make traveling worry-free and help stave off some of the many things that can go wrong when traveling. Global Rescue has a solid track record of risk management for travelers, and has assisted numerous individuals, families, and businesses. travel insurance, on the other hand, lacks that reputation.

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